Zearing, IA—50278
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Zearing, IA
As of Oct '25, the median home price in Zearing, IA is $251,000, with a year-over-year change of 2.7%. This indicates that home prices in Zearing, IA are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $251,000 | 2.7% |
| Single Family | $250,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $214,000 | 2.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Zearing, IA
Zearing, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Zearing, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Zearing, IA is 48. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $180,000 | -40.0% |
Listing Count | 7 | 75.0% |
| Listings as % of Homes | 0.6% | 75.0% |
Days on Market | 48 | -8.0% |
Demographics — Zearing, IA
As of the latest ACS Survey released in 2023, Zearing, IA has a population of 819, which has increased by 3.9% over the past 5 years. Zearing, IA is a popular place for families, as children make up 25.8% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 819 | 3.9% |
% Under 18 | 25.8% | 20.6% |
% Seniors | 20.8% | 10.6% |
% WFH | 6.5% | -39.3% |
% w/ College Degree | 33.2% | 55.9% |
As of the latest ACS Survey released in 2023, Zearing, IA is a predominantly white area, with 76.7% of the population identifying as white. The white population has shrunk by 21.8% in the last 5 years. The second most common race or ethnicity in Zearing, IA is hispanic, making up 9.2% of the population. Foreign-born residents account for 8.8% of the population in Zearing, IA, and this percentage has increased by 388.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.7% | -21.8% |
% Black | 1.3% | ∞% |
% Hispanic | 9.2% | ∞% |
% Asian | 1.0% | -9.1% |
% Foreign Born | 8.8% | 388.9% |
Mortgage and Risk — Zearing, IA
According to HUD data as of 2023, there were 38 mortgage originations in Zearing, IA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Zearing, IA. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Zearing, IA
Zearing, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,320 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Zearing, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $251,000 |
| Median Household Income | $67,300 |