Urbandale, IA—50322
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Urbandale, IA
Home Price Trends — Urbandale, IA
As of Oct '25, the median home price in Urbandale, IA is $288,000, with a year-over-year change of 2.5%. This indicates that home prices in Urbandale, IA are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $288,000 | 2.5% |
| Single Family | $299,000 | 2.4% |
| Condos | $168,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $195,000 | 2.1% |
3 Bed | $287,000 | 2.9% |
4 Bed | $364,000 | 2.5% |
| 5 Bed | $430,000 | 0.7% |
% of Housing Stock
Rental Trends — Urbandale, IA
As of July '25, Rentcast reports the average rent in Urbandale, IA is $1,260, with a year-over-year rent change of -19.2%. Per bedroom, the median rent as of July '25 in Urbandale, IA is studios: $879, 1-bedrooms: $874, 2-bedrooms: $1,010, 3-bedrooms: $1,780, 4-bedrooms: $1,980. The most common rental property sizes in Urbandale, IA are 2-bedroom and 3-bedroom, accounting for 55.8% and 18.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,260 |
| Studio Rent | $725 | $879 |
| 1 Bed Rent | $727 | $874 |
| 2 Bed Rent | $995 | $1,010 |
| 3 Bed Rent | $1,700 | $1,780 |
| 4 Bed Rent | $1,950 | $1,980 |
% of Rental Stock
Property Listings — Urbandale, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Urbandale, IA is 62. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $266,000 | -3.0% |
Listing Count | 189 | 32.0% |
| Listings as % of Homes | 0.5% | 32.0% |
Days on Market | 62 | 37.0% |
Demographics — Urbandale, IA
As of the latest ACS Survey released in 2023, Urbandale, IA has a population of 31,700, which has increased by 1.7% over the past 5 years. Urbandale, IA is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 42.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 31,700 | 1.7% |
% Under 18 | 22.2% | -3.1% |
% Seniors | 16.2% | 3.2% |
% WFH | 13.6% | 195.7% |
% w/ College Degree | 42.0% | 4.2% |
As of the latest ACS Survey released in 2023, Urbandale, IA is a predominantly white area, with 75.3% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Urbandale, IA is hispanic, making up 8.7% of the population. Foreign-born residents account for 11.4% of the population in Urbandale, IA, and this percentage has increased by 23.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.3% | -10.5% |
% Black | 8.1% | 72.3% |
% Hispanic | 8.7% | 67.3% |
% Asian | 4.8% | 71.4% |
% Foreign Born | 11.4% | 23.9% |
Mortgage and Risk — Urbandale, IA
According to HUD data as of 2023, there were 613 mortgage originations in Urbandale, IA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Urbandale, IA. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 613 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Urbandale, IA
As of 2024, the percent of homes in Urbandale, IA under the Section 8 program is 3.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Urbandale, IA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 116 |
Total Units Section 8 | 115 |
% Rentals under Section 8 | 3.2% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $283 | $727 | $1,010 |
| 2 Bedroom | $215 | $995 | $1,210 |
| 3 Bedroom | -$80 | $1,700 | $1,620 |
| 4 Bedroom | -$320 | $1,950 | $1,630 |
Affordability — Urbandale, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $288,000 |
| Median Household Income | $89,300 |