Saint Ansgar, IA50472

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$239,000
6.0% YoY Growth
Median Household Income
$86,500
59.8% 5-Year Growth
Days on Market
37
34.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Saint Ansgar, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Ansgar, IA is 37. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$277,0004.0%
Listing Count
12-21.0%
Listings as % of Homes0.7%-21.0%
Days on Market
37-34.0%
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Demographics — Saint Ansgar, IA

As of the latest ACS Survey released in 2023, Saint Ansgar, IA has a population of 2,580, which has increased by 10.4% over the past 5 years. Saint Ansgar, IA is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,58010.4%
% Under 18
22.9%-10.9%
% Seniors
24.0%27.0%
% WFH
9.9%-11.6%
% w/ College Degree
24.0%26.3%
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As of the latest ACS Survey released in 2023, Saint Ansgar, IA is a predominantly white area, with 95.1% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Saint Ansgar, IA is hispanic, making up 3.0% of the population. Foreign-born residents account for 0.3% of the population in Saint Ansgar, IA, and this percentage has decreased by 75.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.1%-3.4%
% Black
0.0%N/A
% Hispanic
3.0%650.0%
% Asian
0.2%-83.3%
% Foreign Born
0.3%-75.0%
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Mortgage and Risk — Saint Ansgar, IA

According to HUD data as of 2023, there were 25 mortgage originations in Saint Ansgar, IA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Saint Ansgar, IA. Investor activity is low, as 12.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
25
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
12.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Saint Ansgar, IA

Saint Ansgar, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
6
Total Units Section 8
6
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$810
2 BedroomN/AN/A$1,020
3 BedroomN/AN/A$1,240
4 BedroomN/AN/A$1,370

Affordability — Saint Ansgar, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$239,000
Median Household Income$86,500

Saint Ansgar, IA — ZIP Code Boundary Map

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Frequently Asked Questions