Dayton, IA50530

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$144,000
5.8% YoY Growth
Median Household Income
$76,500
31.1% 5-Year Growth
Days on Market
93
14.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Dayton, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, IA is 93. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$86,20074.0%
Listing Count
650.0%
Listings as % of Homes0.6%50.0%
Days on Market
9314.0%
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Demographics — Dayton, IA

As of the latest ACS Survey released in 2023, Dayton, IA has a population of 1,120, which has decreased by -5.4% over the past 5 years. Dayton, IA is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,120-5.4%
% Under 18
23.9%-1.6%
% Seniors
20.8%-7.6%
% WFH
12.9%51.8%
% w/ College Degree
21.5%52.5%
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As of the latest ACS Survey released in 2023, Dayton, IA is a predominantly white area, with 96.8% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Dayton, IA is black, making up 1.0% of the population. Foreign-born residents account for 0.4% of the population in Dayton, IA, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.8%0.8%
% Black
1.0%∞%
% Hispanic
0.4%-71.4%
% Asian
0.0%N/A
% Foreign Born
0.4%100.0%
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Mortgage and Risk — Dayton, IA

According to HUD data as of 2023, there were 37 mortgage originations in Dayton, IA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, IA. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
37
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Dayton, IA

Dayton, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
14
Total Units Section 8
14
% Rentals under Section 8
9.2%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$670
2 BedroomN/AN/A$880
3 BedroomN/AN/A$1,160
4 BedroomN/AN/A$1,470

Affordability — Dayton, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.8
Median Home Price$144,000
Median Household Income$76,500

Dayton, IA — ZIP Code Boundary Map

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Frequently Asked Questions