Guttenberg, IA52052

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$256,000
3.1% YoY Growth
Median Household Income
$55,900
10.4% 5-Year Growth
Days on Market
59
53.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,350
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,350
N/A

Property Listings — Guttenberg, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Guttenberg, IA is 59. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$376,0001.0%
Listing Count
2048.0%
Listings as % of Homes0.5%48.0%
Days on Market
5953.0%
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Demographics — Guttenberg, IA

As of the latest ACS Survey released in 2023, Guttenberg, IA has a population of 2,810, which has decreased by -8.9% over the past 5 years. Guttenberg, IA is a moderately popular place for families, as children make up 15.4% of the population. The area has a poorly educated workforce, with 12.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,810-8.9%
% Under 18
15.4%-1.9%
% Seniors
27.5%-4.5%
% WFH
7.3%21.7%
% w/ College Degree
12.6%-34.7%
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As of the latest ACS Survey released in 2023, Guttenberg, IA is a predominantly white area, with 97.5% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Guttenberg, IA is hispanic, making up 1.7% of the population. Foreign-born residents account for 0.8% of the population in Guttenberg, IA, and this percentage has decreased by 55.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
97.5%-0.5%
% Black
0.2%100.0%
% Hispanic
1.7%88.9%
% Asian
0.0%-100.0%
% Foreign Born
0.8%-55.6%
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Mortgage and Risk — Guttenberg, IA

According to HUD data as of 2023, there were 52 mortgage originations in Guttenberg, IA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Guttenberg, IA. Investor activity is low, as 6.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
52
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
6.0%
% Second Loans
10.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Guttenberg, IA

Guttenberg, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
27
Total Units Section 8
27
% Rentals under Section 8
8.9%
% Occupied Section 8
80.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$700
2 BedroomN/AN/A$910
3 Bedroom-$210$1,350$1,140
4 BedroomN/AN/A$1,430

Affordability — Guttenberg, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$256,000
Median Household Income$55,900

Guttenberg, IA — ZIP Code Boundary Map

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Frequently Asked Questions