West Point, IA—52656
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Point, IA
As of Nov '25, the median home price in West Point, IA is $229,000, with a year-over-year change of 7.9%. This indicates that home prices in West Point, IA are increasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $229,000 | 7.9% |
| Single Family | $229,000 | 8.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $180,000 | 8.4% |
3 Bed | $233,000 | 8.4% |
4 Bed | $252,000 | 6.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — West Point, IA
West Point, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $800 | $800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $800 | $800 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — West Point, IA
As of Nov '25, Realtor.com reports that the median days on market for a home in West Point, IA is 83. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | 71.0% |
Listing Count | 5 | -22.0% |
| Listings as % of Homes | 0.3% | -22.0% |
Days on Market | 83 | -32.0% |
Demographics — West Point, IA
As of the latest ACS Survey released in 2023, West Point, IA has a population of 2,100, which has decreased by -16.0% over the past 5 years. West Point, IA is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,100 | -16.0% |
% Under 18 | 20.0% | 0.5% |
% Seniors | 22.2% | 11.6% |
% WFH | 7.4% | 155.2% |
% w/ College Degree | 25.3% | 45.4% |
As of the latest ACS Survey released in 2023, West Point, IA is a predominantly white area, with 98.3% of the population identifying as white. The white population has grown by 0.6% in the last 5 years. The second most common race or ethnicity in West Point, IA is asian, making up 0.5% of the population. Foreign-born residents account for 0.5% of the population in West Point, IA, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.3% | 0.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.5% | -64.3% |
% Asian | 0.5% | -44.4% |
% Foreign Born | 0.5% | 25.0% |
Mortgage and Risk — West Point, IA
According to HUD data as of 2023, there were 8 mortgage originations in West Point, IA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in West Point, IA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 8 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Rentals and Section 8 — West Point, IA
West Point, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | $80 | $800 | $880 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,170 |
Affordability — West Point, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $229,000 |
| Median Household Income | $80,100 |