Columbus Junction, IA—52738

As of Aug '25, the median home price in Columbus Junction, IA is $187,000, with a year-over-year change of 5.4%. This indicates that home prices in Columbus Junction, IA are increasing. According to Zillow, the 1-year price projection is NA, suggesting an uncertain housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Columbus Junction, IA is 31. This is an increase of 39.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Columbus Junction, IA in that year was 44. 91.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 57.0%. Of those, 9.0% were >90% loan to value. This is considered normal, suggesting that mortgage risk is small in Columbus Junction, IA. Investor activity in Columbus Junction, IA is low, as 9.0% of all loans are originated by investors. In 2023, 11.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.