Lone Tree, IA—52755
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lone Tree, IA
As of Nov '25, the median home price in Lone Tree, IA is $247,000, with a year-over-year change of 4.7%. This indicates that home prices in Lone Tree, IA are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $247,000 | 4.7% |
| Single Family | $253,000 | 4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $233,000 | 5.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lone Tree, IA
Lone Tree, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lone Tree, IA
As of Nov '25, Realtor.com reports that the median days on market for a home in Lone Tree, IA is 50. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $190,000 | -27.0% |
Listing Count | 7 | 60.0% |
| Listings as % of Homes | 0.3% | 60.0% |
Days on Market | 50 | -31.0% |
Demographics — Lone Tree, IA
As of the latest ACS Survey released in 2023, Lone Tree, IA has a population of 2,210, which has increased by 21.2% over the past 5 years. Lone Tree, IA is a popular place for families, as children make up 25.8% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,210 | 21.2% |
% Under 18 | 25.8% | 0.8% |
% Seniors | 16.3% | 18.1% |
% WFH | 9.5% | 295.8% |
% w/ College Degree | 18.6% | -11.4% |
As of the latest ACS Survey released in 2023, Lone Tree, IA is a predominantly white area, with 94.7% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in Lone Tree, IA is hispanic, making up 2.6% of the population. Foreign-born residents account for 0.5% of the population in Lone Tree, IA, and this percentage has decreased by 64.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | 0.9% |
% Black | 0.0% | N/A |
% Hispanic | 2.6% | -48.0% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 0.5% | -64.3% |
Mortgage and Risk — Lone Tree, IA
According to HUD data as of 2023, there were 58 mortgage originations in Lone Tree, IA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Lone Tree, IA. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 58 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 3.0% |
Rentals and Section 8 — Lone Tree, IA
Lone Tree, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Lone Tree, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $247,000 |
| Median Household Income | $98,100 |