Hartford, WI—53027
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartford, WI
As of Oct '25, the median home price in Hartford, WI is $395,000, with a year-over-year change of 3.7%. This indicates that home prices in Hartford, WI are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $395,000 | 3.7% |
| Single Family | $415,000 | 4.3% |
| Condos | $309,000 | 2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $284,000 | 3.6% |
3 Bed | $371,000 | 3.6% |
4 Bed | $426,000 | 3.9% |
| 5 Bed | $431,000 | 3.1% |
% of Housing Stock
Rental Trends — Hartford, WI
As of July '25, Rentcast reports the average rent in Hartford, WI is $2,660, with a year-over-year rent change of 91.4%. Per bedroom, the median rent as of July '25 in Hartford, WI is 1-bedrooms: $865, 2-bedrooms: $1,210, 3-bedrooms: $3,420, 4-bedrooms: $10,000. The most common rental property sizes in Hartford, WI are 2-bedroom and 1-bedroom, accounting for 43.7% and 22.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $2,660 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $865 |
| 2 Bed Rent | $1,200 | $1,210 |
| 3 Bed Rent | $1,650 | $3,420 |
| 4 Bed Rent | $10,000 | $10,000 |
% of Rental Stock
Property Listings — Hartford, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartford, WI is 42. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $390,000 | -2.0% |
Listing Count | 65 | 2.0% |
| Listings as % of Homes | 0.5% | 2.0% |
Days on Market | 42 | -1.0% |
Demographics — Hartford, WI
As of the latest ACS Survey released in 2023, Hartford, WI has a population of 23,200, which has increased by 1.1% over the past 5 years. Hartford, WI is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,200 | 1.1% |
% Under 18 | 21.8% | -8.8% |
% Seniors | 19.5% | 22.6% |
% WFH | 12.6% | 425.0% |
% w/ College Degree | 27.7% | 13.1% |
As of the latest ACS Survey released in 2023, Hartford, WI is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Hartford, WI is hispanic, making up 4.9% of the population. Foreign-born residents account for 1.9% of the population in Hartford, WI, and this percentage has decreased by 36.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.3% | -0.2% |
% Black | 0.4% | -69.2% |
% Hispanic | 4.9% | 22.5% |
% Asian | 0.8% | 14.3% |
% Foreign Born | 1.9% | -36.7% |
Mortgage and Risk — Hartford, WI
According to HUD data as of 2023, there were 603 mortgage originations in Hartford, WI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Hartford, WI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 603 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Hartford, WI
As of 2024, the percent of homes in Hartford, WI under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Hartford, WI, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 157 |
Total Units Section 8 | 157 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 82.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $80 | $900 | $980 |
| 2 Bedroom | -$30 | $1,200 | $1,170 |
| 3 Bedroom | -$200 | $1,650 | $1,450 |
| 4 Bedroom | -$8,420 | $10,000 | $1,580 |
Affordability — Hartford, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $395,000 |
| Median Household Income | $85,700 |