Saint Cloud, WI—53079
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Cloud, WI
As of Oct '25, the median home price in Saint Cloud, WI is $333,000, with a year-over-year change of 4.0%. This indicates that home prices in Saint Cloud, WI are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $333,000 | 4.0% |
| Single Family | $333,000 | 4.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $291,000 | 4.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Cloud, WI
Saint Cloud, WI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Cloud, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Cloud, WI is 50. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | -1.0% |
Listing Count | 4 | -20.0% |
| Listings as % of Homes | 0.1% | -20.0% |
Days on Market | 50 | -20.0% |
Demographics — Saint Cloud, WI
As of the latest ACS Survey released in 2023, Saint Cloud, WI has a population of 1,420, which has remained stable by -0.1% over the past 5 years. Saint Cloud, WI is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 18.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,420 | -0.1% |
% Under 18 | 20.6% | 12.6% |
% Seniors | 23.4% | -5.6% |
% WFH | 5.4% | 63.6% |
% w/ College Degree | 18.2% | 5.8% |
As of the latest ACS Survey released in 2023, Saint Cloud, WI is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Saint Cloud, WI is hispanic, making up 4.5% of the population. Foreign-born residents account for 2.1% of the population in Saint Cloud, WI, and this percentage has increased by 133.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -4.1% |
% Black | 0.0% | N/A |
% Hispanic | 4.5% | 1,400.0% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 2.1% | 133.3% |
Mortgage and Risk — Saint Cloud, WI
According to HUD data as of 2023, there were 122 mortgage originations in Saint Cloud, WI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Saint Cloud, WI. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 122 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Saint Cloud, WI
Saint Cloud, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,340 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Saint Cloud, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $333,000 |
| Median Household Income | $86,200 |