Milton, WI53563

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$362,000
5.2% YoY Growth
Median Household Income
$89,400
20.0% 5-Year Growth
Days on Market
43
13.0% Longer than last year
Home Price Forecast
3.2%
Median Rent
$1,650
80.2% YoY Growth
1-Bed Rent
$995
77.9% YoY Growth
2-Bed Rent
$1,500
64.3% YoY Growth
3-Bed Rent
$2,000
N/A

Property Listings — Milton, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Milton, WI is 43. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$454,00017.0%
Listing Count
6543.0%
Listings as % of Homes0.5%43.0%
Days on Market
4313.0%
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Demographics — Milton, WI

As of the latest ACS Survey released in 2023, Milton, WI has a population of 11,500, which has increased by 2.3% over the past 5 years. Milton, WI is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 31.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,5002.3%
% Under 18
23.8%-6.7%
% Seniors
17.5%10.1%
% WFH
6.9%21.1%
% w/ College Degree
31.3%10.2%
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As of the latest ACS Survey released in 2023, Milton, WI is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Milton, WI is hispanic, making up 3.7% of the population. Foreign-born residents account for 2.4% of the population in Milton, WI, and this percentage has increased by 26.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.6%-2.8%
% Black
0.0%-100.0%
% Hispanic
3.7%60.9%
% Asian
0.0%-100.0%
% Foreign Born
2.4%26.3%
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Mortgage and Risk — Milton, WI

According to HUD data as of 2023, there were 212 mortgage originations in Milton, WI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Milton, WI. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
212
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Milton, WI

As of 2024, the percent of homes in Milton, WI under the Section 8 program is 25.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Milton, WI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
151
Total Units Section 8
151
% Rentals under Section 8
25.3%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$105$995$890
2 Bedroom-$330$1,500$1,170
3 Bedroom-$470$2,000$1,530
4 Bedroom-$450$2,000$1,550

Affordability — Milton, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$362,000
Median Household Income$89,400

Milton, WI — ZIP Code Boundary Map

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Frequently Asked Questions