White Lake, WI—54491
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Lake, WI
White Lake, WI lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $199,000 | 9.8% |
| Single Family | $199,000 | 11.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White Lake, WI
White Lake, WI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $850 | $850 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — White Lake, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in White Lake, WI is 89. This is a increase of 102.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $328,000 | 51.0% |
Listing Count | 11 | -33.0% |
| Listings as % of Homes | 0.4% | -33.0% |
Days on Market | 89 | 102.0% |
Demographics — White Lake, WI
As of the latest ACS Survey released in 2023, White Lake, WI has a population of 1,680, which has increased by 13.7% over the past 5 years. White Lake, WI is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,680 | 13.7% |
% Under 18 | 18.2% | 87.6% |
% Seniors | 32.3% | -4.2% |
% WFH | 12.2% | 8.0% |
% w/ College Degree | 14.1% | 22.6% |
As of the latest ACS Survey released in 2023, White Lake, WI is a predominantly white area, with 89.4% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in White Lake, WI is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.3% of the population in White Lake, WI, and this percentage has decreased by 72.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.4% | -7.8% |
% Black | 0.2% | -33.3% |
% Hispanic | 1.0% | -23.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.3% | -72.7% |
Mortgage and Risk — White Lake, WI
According to HUD data as of 2023, there were 63 mortgage originations in White Lake, WI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in White Lake, WI. Investor activity is low, as 3.0% of loans were by investors. 32.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 3.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 32.0% |
Loan Activity
Rentals and Section 8 — White Lake, WI
White Lake, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | $280 | $850 | $1,130 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — White Lake, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $199,000 |
| Median Household Income | $52,000 |