View in Interactive Map
  1. Home
  2. /Browse ZIP Codes
  3. /Wisconsin
  4. /Oshkosh, WI - 54904

Oshkosh, WI—54904

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$369,000
5.4% YoY Growth
Household Income
$95,800
37.2% YoY Growth
Days on Market
35
55.0% Longer YoY
Home Price Forecast
2.5%
Median Rent
$875
9.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$875
16.8% YoY Growth
3-Bed Rent
N/A
N/A

Other Zip Codes in Oshkosh, WI

5490254901
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Oshkosh, WI

As of May '26, the median home price in Oshkosh, WI is $369,000, with a year-over-year change of 5.4%. This indicates that home prices in Oshkosh, WI are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$369,0005.4%
Single Family $382,0004.9%
Condos $291,0002.5%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

Browse ZIP Codes by State

All states and cities →
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$287,0002.9%
    3 Bed
    		$355,0005.3%
    4 Bed
    		$426,0004.4%
    5 Bed N/AN/A
    Loading chart...

    % of Housing Stock

    Studio
    1.9%
    1 Bedroom
    4.2%
    2 Bedrooms
    25.3%
    3 Bedrooms
    44.1%
    4 Bedrooms
    20.9%
    5+ Bedrooms
    3.7%

    Rental Trends — Oshkosh, WI

    As of July '25, Rentcast reports the average rent in Oshkosh, WI is $1,390, with a year-over-year rent change of -9.7%. Per bedroom, the median rent as of July '25 in Oshkosh, WI is 2-bedrooms: $1,390. The most common rental property sizes in Oshkosh, WI are 2-bedroom and 1-bedroom, accounting for 66.6% and 13.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$875$1,390
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $875$1,390
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    Studio
    8.7%
    1 Bedroom
    13.7%
    2 Bedrooms
    66.6%
    3 Bedrooms
    6.1%
    4 Bedrooms
    3.2%
    5+ Bedrooms
    1.8%

    Property Listings — Oshkosh, WI

    As of May '26, Realtor.com reports that the median days on market for a home in Oshkosh, WI is 35. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$400,0004.0%
    Listing Count
    		50-14.0%
    Listings as % of Homes0.4%-14.0%
    Days on Market
    		3555.0%
    Loading chart...

    Demographics — Oshkosh, WI

    As of the latest ACS Survey released in 2023, Oshkosh, WI has a population of 22,400, which has increased by 4.4% over the past 5 years. Oshkosh, WI is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 41.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		22,4004.4%
    % Under 18
    		20.0%-2.0%
    % Seniors
    		22.5%18.4%
    % WFH
    		13.7%280.6%
    % w/ College Degree
    		41.8%10.0%
    Loading chart...

    As of the latest ACS Survey released in 2023, Oshkosh, WI is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Oshkosh, WI is asian, making up 4.1% of the population. Foreign-born residents account for 3.0% of the population in Oshkosh, WI, and this percentage has decreased by 6.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.1%-0.5%
    % Black
    		0.2%-75.0%
    % Hispanic
    		1.4%7.7%
    % Asian
    		4.1%20.6%
    % Foreign Born
    		3.0%-6.2%
    Loading chart...

    Mortgage and Risk — Oshkosh, WI

    According to HUD data as of 2023, there were 335 mortgage originations in Oshkosh, WI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Oshkosh, WI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		335
    % Conventional Loans
    		92.0%
    % Government Loans
    		8.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		11.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Oshkosh, WI

    Oshkosh, WI lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		144
    Total Units Section 8
    		132
    % Rentals under Section 8
    		6.8%
    % Occupied Section 8
    		83.6%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$820
    2 Bedroom$195$875$1,070
    3 BedroomN/AN/A$1,430
    4 BedroomN/AN/A$1,600

    Affordability — Oshkosh, WI

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.2
    Median Home Price$369,000
    Median Household Income$95,800

    Oshkosh, WI — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Butte des Morts

    54927

    Oshkosh, WI

    54901

    Oshkosh, WI

    54902

    Winnebago

    54985

    Utica, WI

    54964

    Frequently Asked Questions