Fond du Lac, WI54937

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$336,000
4.8% YoY Growth
Median Household Income
$79,200
20.1% 5-Year Growth
Days on Market
63
23.0% Longer than last year
Home Price Forecast
3.2%
Median Rent
$1,150
5.0% YoY Growth
1-Bed Rent
$1,050
7.7% YoY Growth
2-Bed Rent
$1,100
8.4% YoY Growth
3-Bed Rent
$1,430
N/A

Other Zip Codes in Fond du Lac, WI

Property Listings — Fond du Lac, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Fond du Lac, WI is 63. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$495,0005.0%
Listing Count
615.0%
Listings as % of Homes0.4%5.0%
Days on Market
6323.0%
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Demographics — Fond du Lac, WI

As of the latest ACS Survey released in 2023, Fond du Lac, WI has a population of 21,900, which has increased by 13.0% over the past 5 years. Fond du Lac, WI is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 24.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,90013.0%
% Under 18
19.1%-5.9%
% Seniors
20.8%13.7%
% WFH
6.1%64.9%
% w/ College Degree
24.6%7.4%
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As of the latest ACS Survey released in 2023, Fond du Lac, WI is a predominantly white area, with 87.3% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Fond du Lac, WI is hispanic, making up 7.3% of the population. Foreign-born residents account for 3.7% of the population in Fond du Lac, WI, and this percentage has increased by 2.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.3%-3.5%
% Black
1.5%-21.1%
% Hispanic
7.3%82.5%
% Asian
1.1%-42.1%
% Foreign Born
3.7%2.8%
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Mortgage and Risk — Fond du Lac, WI

According to HUD data as of 2023, there were 562 mortgage originations in Fond du Lac, WI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Fond du Lac, WI. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
562
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Fond du Lac, WI

As of 2024, the percent of homes in Fond du Lac, WI under the Section 8 program is 1.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Fond du Lac, WI, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
76
Total Units Section 8
30
% Rentals under Section 8
1.3%
% Occupied Section 8
96.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$80$1,050$970
2 Bedroom$100$1,100$1,200
3 Bedroom$130$1,430$1,560
4 Bedroom$20$1,600$1,620

Affordability — Fond du Lac, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$336,000
Median Household Income$79,200

Fond du Lac, WI — ZIP Code Boundary Map

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Frequently Asked Questions