Isanti, MN—55040
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Isanti, MN
As of Oct '25, the median home price in Isanti, MN is $326,000, with a year-over-year change of 1.9%. This indicates that home prices in Isanti, MN are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $326,000 | 1.9% |
| Single Family | $327,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $277,000 | 1.5% |
3 Bed | $334,000 | 2.5% |
4 Bed | $364,000 | 2.5% |
| 5 Bed | $415,000 | 2.5% |
% of Housing Stock
Rental Trends — Isanti, MN
As of July '25, Rentcast reports the average rent in Isanti, MN is $1,620, with a year-over-year rent change of -33.3%. Per bedroom, the median rent as of July '25 in Isanti, MN is 1-bedrooms: $950, 2-bedrooms: $1,500, 3-bedrooms: $2,250. The most common rental property sizes in Isanti, MN are 2-bedroom and 1-bedroom, accounting for 59.3% and 21.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $950 |
| 2 Bed Rent | $1,300 | $1,500 |
| 3 Bed Rent | $2,150 | $2,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Isanti, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Isanti, MN is 44. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $405,000 | 11.0% |
Listing Count | 88 | 38.0% |
| Listings as % of Homes | 0.8% | 38.0% |
Days on Market | 44 | 12.0% |
Demographics — Isanti, MN
As of the latest ACS Survey released in 2023, Isanti, MN has a population of 14,500, which has increased by 12.1% over the past 5 years. Isanti, MN is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 18.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,500 | 12.1% |
% Under 18 | 23.8% | 1.7% |
% Seniors | 15.0% | 33.9% |
% WFH | 13.1% | 184.8% |
% w/ College Degree | 18.4% | 18.7% |
As of the latest ACS Survey released in 2023, Isanti, MN is a predominantly white area, with 91.8% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Isanti, MN is hispanic, making up 3.4% of the population. Foreign-born residents account for 1.1% of the population in Isanti, MN, and this percentage has increased by 10.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.8% | -3.8% |
% Black | 0.2% | -60.0% |
% Hispanic | 3.4% | 36.0% |
% Asian | 2.1% | 425.0% |
% Foreign Born | 1.1% | 10.0% |
Mortgage and Risk — Isanti, MN
According to HUD data as of 2023, there were 398 mortgage originations in Isanti, MN, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Isanti, MN. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 398 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Isanti, MN
Isanti, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $260 | $950 | $1,210 |
| 2 Bedroom | $180 | $1,300 | $1,480 |
| 3 Bedroom | -$180 | $2,150 | $1,970 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Isanti, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $326,000 |
| Median Household Income | $88,600 |