Lindstrom, MN—55045
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lindstrom, MN
As of Oct '25, the median home price in Lindstrom, MN is $384,000, with a year-over-year change of 1.7%. This indicates that home prices in Lindstrom, MN are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $384,000 | 1.7% |
| Single Family | $387,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $332,000 | 0.9% |
3 Bed | $393,000 | 1.8% |
4 Bed | $444,000 | 2.5% |
| 5 Bed | $492,000 | 3.1% |
% of Housing Stock
Rental Trends — Lindstrom, MN
As of July '25, Rentcast reports the average rent in Lindstrom, MN is $1,650, with a year-over-year rent change of -8.3%. Per bedroom, the median rent as of July '25 in Lindstrom, MN is 2-bedrooms: $1,650. The most common rental property sizes in Lindstrom, MN are 1-bedroom and 2-bedroom, accounting for 42.7% and 22.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lindstrom, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Lindstrom, MN is 69. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $467,000 | 0.0% |
Listing Count | 24 | -36.0% |
| Listings as % of Homes | 0.7% | -36.0% |
Days on Market | 69 | 54.0% |
Demographics — Lindstrom, MN
As of the latest ACS Survey released in 2023, Lindstrom, MN has a population of 7,850, which has increased by 3.4% over the past 5 years. Lindstrom, MN is a popular place for families, as children make up 27.3% of the population. The area has a moderately educated workforce, with 27.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,850 | 3.4% |
% Under 18 | 27.3% | 15.2% |
% Seniors | 16.9% | 11.2% |
% WFH | 13.2% | 200.0% |
% w/ College Degree | 27.0% | -6.6% |
As of the latest ACS Survey released in 2023, Lindstrom, MN is a predominantly white area, with 94.1% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Lindstrom, MN is hispanic, making up 3.0% of the population. Foreign-born residents account for 1.8% of the population in Lindstrom, MN, and this percentage has decreased by 60.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.1% | -0.5% |
% Black | 0.1% | ∞% |
% Hispanic | 3.0% | 233.3% |
% Asian | 0.4% | -86.2% |
% Foreign Born | 1.8% | -60.9% |
Mortgage and Risk — Lindstrom, MN
According to HUD data as of 2023, there were 338 mortgage originations in Lindstrom, MN, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Lindstrom, MN. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 338 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Lindstrom, MN
Lindstrom, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | -$190 | $1,650 | $1,460 |
| 3 Bedroom | N/A | N/A | $1,970 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Lindstrom, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $384,000 |
| Median Household Income | $111,000 |