North End, Saint Paul, MN55117

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$290,000
0.8% YoY Growth
Median Household Income
$71,800
42.9% 5-Year Growth
Days on Market
38
10.0% Longer than last year
Home Price Forecast
-0.6%
Median Rent
$1,220
8.9% YoY Growth
1-Bed Rent
$1,020
6.1% YoY Growth
2-Bed Rent
$1,350
0.0% YoY Growth
3-Bed Rent
$2,200
11.5% YoY Growth

Property Listings — North End, Saint Paul, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in North End, Saint Paul, MN is 38. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$279,000-8.0%
Listing Count
1015.0%
Listings as % of Homes0.3%5.0%
Days on Market
3810.0%
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Demographics — North End, Saint Paul, MN

As of the latest ACS Survey released in 2023, North End, Saint Paul, MN has a population of 44,100, which has decreased by -3.1% over the past 5 years. North End, Saint Paul, MN is a popular place for families, as children make up 28.2% of the population. The area has a moderately educated workforce, with 32.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
44,100-3.1%
% Under 18
28.2%1.4%
% Seniors
11.0%4.8%
% WFH
17.5%446.9%
% w/ College Degree
32.7%19.8%
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As of the latest ACS Survey released in 2023, North End, Saint Paul, MN is a predominantly white area, with 44.1% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in North End, Saint Paul, MN is asian, making up 23.8% of the population. Foreign-born residents account for 20.7% of the population in North End, Saint Paul, MN, and this percentage has decreased by 9.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
44.1%-1.1%
% Black
15.4%-5.5%
% Hispanic
10.4%9.5%
% Asian
23.8%-7.8%
% Foreign Born
20.7%-9.2%
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Mortgage and Risk — North End, Saint Paul, MN

According to HUD data as of 2023, there were 641 mortgage originations in North End, Saint Paul, MN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in North End, Saint Paul, MN. Investor activity is low, as 3.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
641
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — North End, Saint Paul, MN

As of 2024, the percent of homes in North End, Saint Paul, MN under the Section 8 program is 18.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in North End, Saint Paul, MN, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,329
Total Units Section 8
1,199
% Rentals under Section 8
18.7%
% Occupied Section 8
84.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$180$1,020$1,200
2 Bedroom$110$1,350$1,460
3 Bedroom-$230$2,200$1,970
4 Bedroom$440$1,800$2,240

Affordability — North End, Saint Paul, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$290,000
Median Household Income$71,800

North End, Saint Paul, MN — ZIP Code Boundary Map

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Frequently Asked Questions