Eagan, MN55121

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$331,000
2.5% YoY Growth
Median Household Income
$86,900
21.6% 5-Year Growth
Days on Market
26
44.0% Longer than last year
Home Price Forecast
-0.3%
Median Rent
$1,650
10.5% YoY Growth
1-Bed Rent
$1,350
21.6% YoY Growth
2-Bed Rent
$1,650
N/A
3-Bed Rent
$2,190
2.4% YoY Growth

Other Zip Codes in Eagan, MN

Property Listings — Eagan, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Eagan, MN is 26. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$307,000-14.0%
Listing Count
13-17.0%
Listings as % of Homes0.1%-17.0%
Days on Market
2644.0%
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Demographics — Eagan, MN

As of the latest ACS Survey released in 2023, Eagan, MN has a population of 9,330, which has increased by 8.8% over the past 5 years. Eagan, MN is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 41.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,3308.8%
% Under 18
21.0%0.5%
% Seniors
13.6%23.6%
% WFH
18.9%339.5%
% w/ College Degree
41.7%-10.5%
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As of the latest ACS Survey released in 2023, Eagan, MN is a predominantly white area, with 54.4% of the population identifying as white. The white population has shrunk by 22.1% in the last 5 years. The second most common race or ethnicity in Eagan, MN is black, making up 27.4% of the population. Foreign-born residents account for 23.5% of the population in Eagan, MN, and this percentage has increased by 15.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
54.4%-22.1%
% Black
27.4%140.4%
% Hispanic
4.6%-2.1%
% Asian
6.1%-40.8%
% Foreign Born
23.5%15.8%
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Mortgage and Risk — Eagan, MN

According to HUD data as of 2023, there were 27 mortgage originations in Eagan, MN, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Eagan, MN. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
27
% Conventional Loans
100.0%
% Government Loans
0.0%
% Investor Loans
0.0%
% Second Loans
4.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Eagan, MN

As of 2024, the percent of homes in Eagan, MN under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Eagan, MN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
105
Total Units Section 8
105
% Rentals under Section 8
4.4%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$1,350$1,490
2 Bedroom$170$1,650$1,820
3 Bedroom$230$2,190$2,420
4 Bedroom$110$2,600$2,710

Affordability — Eagan, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$331,000
Median Household Income$86,900

Eagan, MN — ZIP Code Boundary Map

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Frequently Asked Questions