Esko, MN—55733
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Esko, MN
As of Oct '25, the median home price in Esko, MN is $384,000, with a year-over-year change of 1.9%. This indicates that home prices in Esko, MN are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $384,000 | 1.9% |
| Single Family | $384,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $369,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Esko, MN
Esko, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Esko, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Esko, MN is 16. This is a decrease of -57.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $425,000 | -19.0% |
Listing Count | 32 | -6.0% |
| Listings as % of Homes | 0.2% | -6.0% |
Days on Market | 16 | -57.0% |
Demographics — Esko, MN
As of the latest ACS Survey released in 2023, Esko, MN has a population of 5,180, which has increased by 7.1% over the past 5 years. Esko, MN is a moderately popular place for families, as children make up 24.7% of the population. The area has a moderately educated workforce, with 40.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,180 | 7.1% |
% Under 18 | 24.7% | -7.1% |
% Seniors | 15.4% | 14.9% |
% WFH | 8.7% | 357.9% |
% w/ College Degree | 40.9% | 13.0% |
As of the latest ACS Survey released in 2023, Esko, MN is a predominantly white area, with 97.2% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Esko, MN is black, making up 0.5% of the population. Foreign-born residents account for 0.6% of the population in Esko, MN, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.2% | -1.0% |
% Black | 0.5% | 150.0% |
% Hispanic | 0.3% | -50.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.6% | -25.0% |
Mortgage and Risk — Esko, MN
According to HUD data as of 2023, there were 106 mortgage originations in Esko, MN, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Esko, MN. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Esko, MN
Esko, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 4.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,270 |
| 2 Bedroom | N/A | N/A | $1,610 |
| 3 Bedroom | N/A | N/A | $2,170 |
| 4 Bedroom | N/A | N/A | $2,700 |
Affordability — Esko, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $384,000 |
| Median Household Income | $115,000 |