Detroit Lakes, MN56501

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$358,000
2.9% YoY Growth
Median Household Income
$69,000
14.8% 5-Year Growth
Days on Market
67
10.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,050
32.2% YoY Growth
1-Bed Rent
$1,000
31.3% YoY Growth
2-Bed Rent
$1,220
17.9% YoY Growth
3-Bed Rent
$2,000
60.0% YoY Growth

Property Listings — Detroit Lakes, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Detroit Lakes, MN is 67. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$430,000-8.0%
Listing Count
13912.0%
Listings as % of Homes0.5%12.0%
Days on Market
6710.0%
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Demographics — Detroit Lakes, MN

As of the latest ACS Survey released in 2023, Detroit Lakes, MN has a population of 18,200, which has increased by 5.3% over the past 5 years. Detroit Lakes, MN is a moderately popular place for families, as children make up 21.5% of the population. The area has a moderately educated workforce, with 31.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,2005.3%
% Under 18
21.5%-0.5%
% Seniors
23.7%11.8%
% WFH
9.4%28.8%
% w/ College Degree
31.7%8.9%
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As of the latest ACS Survey released in 2023, Detroit Lakes, MN is a predominantly white area, with 90.7% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Detroit Lakes, MN is hispanic, making up 0.9% of the population. Foreign-born residents account for 1.3% of the population in Detroit Lakes, MN, and this percentage has decreased by 43.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.7%1.5%
% Black
0.4%-55.6%
% Hispanic
0.9%-47.1%
% Asian
0.6%-40.0%
% Foreign Born
1.3%-43.5%
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Mortgage and Risk — Detroit Lakes, MN

According to HUD data as of 2023, there were 326 mortgage originations in Detroit Lakes, MN, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Detroit Lakes, MN. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
326
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
3.0%
% Second Loans
11.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Detroit Lakes, MN

Detroit Lakes, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
452
Total Units Section 8
348
% Rentals under Section 8
N/A
% Occupied Section 8
79.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$220$1,000$780
2 Bedroom-$200$1,220$1,020
3 Bedroom-$630$2,000$1,370
4 BedroomN/AN/A$1,480

Affordability — Detroit Lakes, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$358,000
Median Household Income$69,000

Detroit Lakes, MN — ZIP Code Boundary Map

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Frequently Asked Questions