Fertile, MN 56540 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Fertile, MN—56540

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$221,000

4.7% YoY Growth

Household Income

$77,500

32.6% YoY Growth

Days on Market

124

85.0% Longer YoY

Home Price Forecast

0.1%

Median Rent

$700

N/A

1-Bed Rent

$700

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Fertile, MN

As of Nov '25, the median home price in Fertile, MN is $221,000, with a year-over-year change of 4.7%. This indicates that home prices in Fertile, MN are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$221,000	4.7%
Single Family	$221,000	4.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Fertile, MN

Fertile, MN lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$700	$700
Studio Rent	N/A	N/A
1 Bed Rent	$700	$700
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

45.9%

2 Bedrooms

27.0%

3 Bedrooms

22.5%

4 Bedrooms

4.5%

Property Listings — Fertile, MN

As of Nov '25, Realtor.com reports that the median days on market for a home in Fertile, MN is 124. This is a increase of 85.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$200,000	-1.0%
Listing Count	8	8.0%
Listings as % of Homes	0.6%	8.0%
Days on Market	124	85.0%

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Demographics — Fertile, MN

As of the latest ACS Survey released in 2023, Fertile, MN has a population of 1,840, which has decreased by -14.5% over the past 5 years. Fertile, MN is a moderately popular place for families, as children make up 23.1% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	1,840	-14.5%
% Under 18	23.1%	-11.2%
% Seniors	23.2%	20.8%
% WFH	9.5%	90.0%
% w/ College Degree	27.4%	49.7%

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As of the latest ACS Survey released in 2023, Fertile, MN is a predominantly white area, with 95.6% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Fertile, MN is hispanic, making up 0.2% of the population. Foreign-born residents account for 0.4% of the population in Fertile, MN, and this percentage has decreased by 55.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	95.6%	-0.5%
% Black	0.1%	-50.0%
% Hispanic	0.2%	-86.7%
% Asian	0.1%	-50.0%
% Foreign Born	0.4%	-55.6%

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Mortgage and Risk — Fertile, MN

According to HUD data as of 2023, there were 37 mortgage originations in Fertile, MN, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Fertile, MN. Investor activity is low, as 11.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	37
% Conventional Loans	89.0%
% Government Loans	11.0%
% Investor Loans	11.0%
% Second Loans	5.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Fertile, MN

Fertile, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	45
Total Units Section 8	22
% Rentals under Section 8	21.6%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$40	$700	$740
2 Bedroom	N/A	N/A	$930
3 Bedroom	N/A	N/A	$1,290
4 Bedroom	N/A	N/A	$1,540

Fertile, MN—56540

Key Metrics at a Glance

Home Price Trends — Fertile, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Fertile, MN

% of Rental Stock

Property Listings — Fertile, MN

Demographics — Fertile, MN

Race and Ethnicity

Mortgage and Risk — Fertile, MN

Mortgages

Rentals and Section 8 — Fertile, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Fertile, MN

Home Price to Income Ratio

Fertile, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Mentor, MN

Beltrami, MN

Erskine, MN

Winger, MN

Crookston, MN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.6
Median Home Price	$221,000
Median Household Income	$77,500

Fertile, MN—56540

Key Metrics at a Glance

Home Price Trends — Fertile, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Fertile, MN

% of Rental Stock

Property Listings — Fertile, MN

Demographics — Fertile, MN

Race and Ethnicity

Mortgage and Risk — Fertile, MN

Mortgages

Rentals and Section 8 — Fertile, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Fertile, MN

Home Price to Income Ratio

Fertile, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Mentor, MN

Beltrami, MN

Erskine, MN

Winger, MN

Crookston, MN

Frequently Asked Questions

What is the average home price in Fertile, MN 56540?

How have home prices in Fertile, MN 56540 changed over the past year?

What is the home price projection for Fertile, MN 56540?

What are the demographics of Fertile, MN 56540?

How long does it take homes to sell in Fertile, MN 56540?

What is the average rent price in Fertile, MN 56540?