Lead, SD57754

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$369,000
3.5% YoY Growth
Median Household Income
$57,000
8.3% 5-Year Growth
Days on Market
94
19.0% Shorter than last year
Home Price Forecast
1.6%
Median Rent
$1,600
43.6% YoY Growth
1-Bed Rent
$1,600
3.2% YoY Growth
2-Bed Rent
$1,020
12.1% YoY Growth
3-Bed Rent
$2,400
68.8% YoY Growth

Property Listings — Lead, SD

As of Oct '25, Realtor.com reports that the median days on market for a home in Lead, SD is 94. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$917,00012.0%
Listing Count
12118.0%
Listings as % of Homes1.9%18.0%
Days on Market
94-19.0%
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Demographics — Lead, SD

As of the latest ACS Survey released in 2023, Lead, SD has a population of 3,600, which has decreased by -4.8% over the past 5 years. Lead, SD is a less popular place for families, as children make up 13.7% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,600-4.8%
% Under 18
13.7%-19.4%
% Seniors
32.4%35.6%
% WFH
3.0%20.0%
% w/ College Degree
20.6%-38.0%
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As of the latest ACS Survey released in 2023, Lead, SD is a predominantly white area, with 94.5% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Lead, SD is hispanic, making up 2.7% of the population. Foreign-born residents account for 0.8% of the population in Lead, SD, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.5%1.2%
% Black
0.0%-100.0%
% Hispanic
2.7%22.7%
% Asian
0.0%-100.0%
% Foreign Born
0.8%-50.0%
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Mortgage and Risk — Lead, SD

According to HUD data as of 2023, there were 58 mortgage originations in Lead, SD, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Lead, SD. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
58
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
7.0%
% Second Loans
5.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Lead, SD

Lead, SD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
94
Total Units Section 8
94
% Rentals under Section 8
23.9%
% Occupied Section 8
68.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$800$1,600$800
2 Bedroom$30$1,020$1,050
3 Bedroom-$960$2,400$1,440
4 BedroomN/AN/A$1,610

Affordability — Lead, SD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.3
Median Home Price$369,000
Median Household Income$57,000

Lead, SD — ZIP Code Boundary Map

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Frequently Asked Questions