Seeley Lake, MT—59868
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seeley Lake, MT
As of Oct '25, the median home price in Seeley Lake, MT is $562,000, with a year-over-year change of 2.3%. This indicates that home prices in Seeley Lake, MT are increasing. According to Zillow, the 1-year price projection is 3.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $562,000 | 2.3% |
| Single Family | $562,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $353,000 | 2.3% |
2 Bed | $499,000 | 2.3% |
3 Bed | $641,000 | 2.4% |
4 Bed | $852,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Seeley Lake, MT
Seeley Lake, MT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Seeley Lake, MT
As of Oct '25, Realtor.com reports that the median days on market for a home in Seeley Lake, MT is 116. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $622,000 | -10.0% |
Listing Count | 35 | 23.0% |
| Listings as % of Homes | 0.8% | 23.0% |
Days on Market | 116 | 12.0% |
Demographics — Seeley Lake, MT
As of the latest ACS Survey released in 2023, Seeley Lake, MT has a population of 1,660, which has decreased by -10.2% over the past 5 years. Seeley Lake, MT is a less popular place for families, as children make up 11.2% of the population. The area has a poorly educated workforce, with 24.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,660 | -10.2% |
% Under 18 | 11.2% | -8.9% |
% Seniors | 43.3% | 47.8% |
% WFH | 29.9% | 647.5% |
% w/ College Degree | 24.1% | -19.9% |
As of the latest ACS Survey released in 2023, Seeley Lake, MT is a predominantly white area, with 91.4% of the population identifying as white. The white population has grown by 1.9% in the last 5 years. The second most common race or ethnicity in Seeley Lake, MT is asian, making up 2.2% of the population. Foreign-born residents account for 5.1% of the population in Seeley Lake, MT, and this percentage has increased by 10.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.4% | 1.9% |
% Black | 0.0% | N/A |
% Hispanic | 1.1% | -82.0% |
% Asian | 2.2% | 0.0% |
% Foreign Born | 5.1% | 10.9% |
Mortgage and Risk — Seeley Lake, MT
According to HUD data as of 2023, there were 59 mortgage originations in Seeley Lake, MT, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Seeley Lake, MT. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 5.0% |
% Second Loans | 19.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Seeley Lake, MT
Seeley Lake, MT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 3.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,340 |
| 2 Bedroom | N/A | N/A | $1,600 |
| 3 Bedroom | N/A | N/A | $2,240 |
| 4 Bedroom | N/A | N/A | $2,690 |
Affordability — Seeley Lake, MT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.8 |
| Median Home Price | $562,000 |
| Median Household Income | $48,400 |