Hometown, IL60456

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$206,000
3.1% YoY Growth
Median Household Income
$59,300
20.1% 5-Year Growth
Days on Market
42
26.0% Shorter than last year
Home Price Forecast
0.9%
Median Rent
$1,850
25.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,550
13.7% YoY Growth
3-Bed Rent
$1,850
N/A

Property Listings — Hometown, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Hometown, IL is 42. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$242,00019.0%
Listing Count
16104.0%
Listings as % of Homes0.6%104.0%
Days on Market
42-26.0%
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Demographics — Hometown, IL

As of the latest ACS Survey released in 2023, Hometown, IL has a population of 4,240, which has decreased by -1.5% over the past 5 years. Hometown, IL is a moderately popular place for families, as children make up 19.2% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,240-1.5%
% Under 18
19.2%-9.9%
% Seniors
17.0%13.3%
% WFH
6.0%445.5%
% w/ College Degree
19.8%31.1%
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As of the latest ACS Survey released in 2023, Hometown, IL is a predominantly white area, with 62.5% of the population identifying as white. The white population has shrunk by 21.2% in the last 5 years. The second most common race or ethnicity in Hometown, IL is hispanic, making up 32.3% of the population. Foreign-born residents account for 10.2% of the population in Hometown, IL, and this percentage has increased by 45.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.5%-21.2%
% Black
0.7%-41.7%
% Hispanic
32.3%99.4%
% Asian
1.0%400.0%
% Foreign Born
10.2%45.7%
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Mortgage and Risk — Hometown, IL

According to HUD data as of 2023, there were 88 mortgage originations in Hometown, IL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Hometown, IL. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
88
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Hometown, IL

Hometown, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,500
2 Bedroom$150$1,550$1,700
3 Bedroom$330$1,850$2,180
4 BedroomN/AN/A$2,560

Affordability — Hometown, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$206,000
Median Household Income$59,300

Hometown, IL — ZIP Code Boundary Map

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Frequently Asked Questions