Stillman Valley, IL—61084
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stillman Valley, IL
As of Oct '25, the median home price in Stillman Valley, IL is $275,000, with a year-over-year change of 3.9%. This indicates that home prices in Stillman Valley, IL are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $275,000 | 3.9% |
| Single Family | $276,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $258,000 | 6.6% |
4 Bed | $338,000 | 4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stillman Valley, IL
Stillman Valley, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stillman Valley, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Stillman Valley, IL is 32. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $382,000 | 95.0% |
Listing Count | 13 | 6.0% |
| Listings as % of Homes | 0.3% | 6.0% |
Days on Market | 32 | 0.0% |
Demographics — Stillman Valley, IL
As of the latest ACS Survey released in 2023, Stillman Valley, IL has a population of 3,170, which has increased by 2.6% over the past 5 years. Stillman Valley, IL is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 36.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,170 | 2.6% |
% Under 18 | 18.7% | -19.4% |
% Seniors | 23.8% | 32.2% |
% WFH | 9.5% | 72.7% |
% w/ College Degree | 36.8% | 49.6% |
As of the latest ACS Survey released in 2023, Stillman Valley, IL is a predominantly white area, with 92.0% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Stillman Valley, IL is hispanic, making up 2.9% of the population. Foreign-born residents account for 2.4% of the population in Stillman Valley, IL, and this percentage has decreased by 67.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.0% | -2.1% |
% Black | 2.4% | ∞% |
% Hispanic | 2.9% | -43.1% |
% Asian | 0.2% | -77.8% |
% Foreign Born | 2.4% | -67.1% |
Mortgage and Risk — Stillman Valley, IL
According to HUD data as of 2023, there were 33 mortgage originations in Stillman Valley, IL, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Stillman Valley, IL. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 33 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Stillman Valley, IL
Stillman Valley, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,110 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Stillman Valley, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $275,000 |
| Median Household Income | $93,300 |