Moline, IL—61265
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moline, IL
As of Oct '25, the median home price in Moline, IL is $144,000, with a year-over-year change of 2.6%. This indicates that home prices in Moline, IL are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $144,000 | 2.6% |
| Single Family | $143,000 | 2.9% |
| Condos | $171,000 | 6.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $76,000 | 2.7% |
2 Bed | $116,000 | 0.9% |
3 Bed | $148,000 | 3.5% |
4 Bed | $185,000 | 4.5% |
| 5 Bed | $232,000 | 3.1% |
% of Housing Stock
Rental Trends — Moline, IL
As of July '25, Rentcast reports the average rent in Moline, IL is $1,040, with a year-over-year rent change of -8.0%. Per bedroom, the median rent as of July '25 in Moline, IL is studios: $770, 1-bedrooms: $845, 2-bedrooms: $1,040, 3-bedrooms: $1,520, 4-bedrooms: $1,460. The most common rental property sizes in Moline, IL are 2-bedroom and 1-bedroom, accounting for 46.6% and 25.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,040 |
| Studio Rent | $685 | $770 |
| 1 Bed Rent | $775 | $845 |
| 2 Bed Rent | $975 | $1,040 |
| 3 Bed Rent | $1,300 | $1,520 |
| 4 Bed Rent | $1,450 | $1,460 |
% of Rental Stock
Property Listings — Moline, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Moline, IL is 33. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $146,000 | -3.0% |
Listing Count | 126 | -15.0% |
| Listings as % of Homes | 0.4% | -15.0% |
Days on Market | 33 | -2.0% |
Demographics — Moline, IL
As of the latest ACS Survey released in 2023, Moline, IL has a population of 43,900, which has remained stable by 0.3% over the past 5 years. Moline, IL is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 43,900 | 0.3% |
% Under 18 | 23.8% | 5.8% |
% Seniors | 19.2% | 1.1% |
% WFH | 7.5% | 294.7% |
% w/ College Degree | 28.4% | 9.2% |
As of the latest ACS Survey released in 2023, Moline, IL is a predominantly white area, with 64.6% of the population identifying as white. The white population has shrunk by 11.1% in the last 5 years. The second most common race or ethnicity in Moline, IL is hispanic, making up 18.2% of the population. Foreign-born residents account for 10.2% of the population in Moline, IL, and this percentage has increased by 14.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.6% | -11.1% |
% Black | 9.6% | 60.0% |
% Hispanic | 18.2% | 9.0% |
% Asian | 3.4% | 36.0% |
% Foreign Born | 10.2% | 14.6% |
Mortgage and Risk — Moline, IL
According to HUD data as of 2023, there were 729 mortgage originations in Moline, IL, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Moline, IL. Investor activity is low, as 9.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 729 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 9.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Moline, IL
As of 2024, the percent of homes in Moline, IL under the Section 8 program is 7.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Moline, IL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 1,043 |
Total Units Section 8 | 485 |
% Rentals under Section 8 | 7.7% |
% Occupied Section 8 | 93.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $45 | $775 | $820 |
| 2 Bedroom | $35 | $975 | $1,010 |
| 3 Bedroom | $20 | $1,300 | $1,320 |
| 4 Bedroom | $110 | $1,450 | $1,560 |
Affordability — Moline, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $144,000 |
| Median Household Income | $63,900 |