Mount Pulaski, IL—62548
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Pulaski, IL
As of Oct '25, the median home price in Mount Pulaski, IL is $149,000, with a year-over-year change of 12.0%. This indicates that home prices in Mount Pulaski, IL are increasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $149,000 | 12.0% |
| Single Family | $149,000 | 12.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mount Pulaski, IL
Mount Pulaski, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mount Pulaski, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Pulaski, IL is 110. This is a increase of 198.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $198,000 | 29.0% |
Listing Count | 6 | 57.0% |
| Listings as % of Homes | 0.3% | 57.0% |
Days on Market | 110 | 198.0% |
Demographics — Mount Pulaski, IL
As of the latest ACS Survey released in 2023, Mount Pulaski, IL has a population of 2,120, which has decreased by -15.8% over the past 5 years. Mount Pulaski, IL is a popular place for families, as children make up 25.7% of the population. The area has a poorly educated workforce, with 19.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,120 | -15.8% |
% Under 18 | 25.7% | 4.9% |
% Seniors | 20.8% | -1.0% |
% WFH | 11.5% | 12.7% |
% w/ College Degree | 19.7% | -13.2% |
As of the latest ACS Survey released in 2023, Mount Pulaski, IL is a predominantly white area, with 96.7% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Mount Pulaski, IL is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.7% of the population in Mount Pulaski, IL, and this percentage has increased by 133.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | 1.6% |
% Black | 0.0% | N/A |
% Hispanic | 1.0% | 233.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.7% | 133.3% |
Mortgage and Risk — Mount Pulaski, IL
According to HUD data as of 2023, there were 43 mortgage originations in Mount Pulaski, IL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Mount Pulaski, IL. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 43 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Mount Pulaski, IL
Mount Pulaski, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Mount Pulaski, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $149,000 |
| Median Household Income | $71,400 |