Carterville, IL62918

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$192,000
4.4% YoY Growth
Median Household Income
$71,000
36.8% 5-Year Growth
Days on Market
46
7.0% Longer than last year
Home Price Forecast
-0.5%
Median Rent
$950
4.6% YoY Growth
1-Bed Rent
$575
N/A
2-Bed Rent
$800
29.0% YoY Growth
3-Bed Rent
$950
9.1% YoY Growth

Property Listings — Carterville, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Carterville, IL is 46. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$232,000-13.0%
Listing Count
5618.0%
Listings as % of Homes0.5%18.0%
Days on Market
467.0%
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Demographics — Carterville, IL

As of the latest ACS Survey released in 2023, Carterville, IL has a population of 10,500, which has increased by 3.6% over the past 5 years. Carterville, IL is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 42.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,5003.6%
% Under 18
23.7%-6.0%
% Seniors
16.4%5.8%
% WFH
6.6%83.3%
% w/ College Degree
42.8%18.6%
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As of the latest ACS Survey released in 2023, Carterville, IL is a predominantly white area, with 89.0% of the population identifying as white. The white population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Carterville, IL is hispanic, making up 2.8% of the population. Foreign-born residents account for 2.0% of the population in Carterville, IL, and this percentage has increased by 11.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.0%1.3%
% Black
2.4%-40.0%
% Hispanic
2.8%-41.7%
% Asian
2.7%107.7%
% Foreign Born
2.0%11.1%
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Mortgage and Risk — Carterville, IL

According to HUD data as of 2023, there were 189 mortgage originations in Carterville, IL, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Carterville, IL. Investor activity is low, as 14.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
189
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
14.0%
% Second Loans
1.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Carterville, IL

Carterville, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
141
Total Units Section 8
25
% Rentals under Section 8
1.9%
% Occupied Section 8
61.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$305$575$880
2 Bedroom$350$800$1,150
3 Bedroom$630$950$1,580
4 BedroomN/AN/A$1,720

Affordability — Carterville, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$192,000
Median Household Income$71,000

Carterville, IL — ZIP Code Boundary Map

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Frequently Asked Questions