Howardton, IL—62942
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Howardton, IL
Howardton, IL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Howardton, IL
Howardton, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Howardton, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Howardton, IL is 70. This is a decrease of -84.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $69,000 | 13.0% |
Listing Count | 1 | -40.0% |
| Listings as % of Homes | N/A | -40.0% |
Days on Market | 70 | -84.0% |
Demographics — Howardton, IL
As of the latest ACS Survey released in 2023, Howardton, IL has a population of 670, which has increased by 20.1% over the past 5 years. Howardton, IL is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 2.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 670 | 20.1% |
% Under 18 | 24.9% | 100.8% |
% Seniors | 9.0% | -60.5% |
% WFH | 8.4% | ∞% |
% w/ College Degree | 2.2% | -65.1% |
As of the latest ACS Survey released in 2023, Howardton, IL is a predominantly white area, with 86.0% of the population identifying as white. The white population has shrunk by 13.7% in the last 5 years. The second most common race or ethnicity in Howardton, IL is hispanic, making up 10.3% of the population. Foreign-born residents account for 3.9% of the population in Howardton, IL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.0% | -13.7% |
% Black | 0.0% | N/A |
% Hispanic | 10.3% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 3.9% | ∞% |
Mortgage and Risk — Howardton, IL
According to HUD data as of 2023, there were 22 mortgage originations in Howardton, IL, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Howardton, IL. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 22 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Howardton, IL
Howardton, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,140 |
| 4 Bedroom | N/A | N/A | $1,190 |
Affordability — Howardton, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $50,300 |