Saint Clair, MO—63060
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Saint Clair, MO
Home Price Trends — Saint Clair, MO
As of Oct '25, the median home price in Saint Clair, MO is $224,000, with a year-over-year change of -2.5%. This indicates that home prices in Saint Clair, MO are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $224,000 | -2.5% |
| Single Family | $224,000 | -3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 0.0% |
3 Bed | $297,000 | 0.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Clair, MO
Saint Clair, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Clair, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Clair, MO is 208. This is a increase of 380.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $315,000 | -28.0% |
Listing Count | 3 | -36.0% |
| Listings as % of Homes | 0.2% | -36.0% |
Days on Market | 208 | 380.0% |
Demographics — Saint Clair, MO
As of the latest ACS Survey released in 2023, Saint Clair, MO has a population of 2,180, which has increased by 5.0% over the past 5 years. Saint Clair, MO is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 13.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,180 | 5.0% |
% Under 18 | 20.0% | -26.7% |
% Seniors | 29.2% | 56.1% |
% WFH | 2.6% | 23.8% |
% w/ College Degree | 13.8% | 51.6% |
As of the latest ACS Survey released in 2023, Saint Clair, MO is a predominantly white area, with 83.5% of the population identifying as white. The white population has shrunk by 15.2% in the last 5 years. The second most common race or ethnicity in Saint Clair, MO is hispanic, making up 2.0% of the population. Foreign-born residents account for 0.1% of the population in Saint Clair, MO, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.5% | -15.2% |
% Black | 0.1% | ∞% |
% Hispanic | 2.0% | 150.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | ∞% |
Mortgage and Risk — Saint Clair, MO
According to HUD data as of 2023, there were 59 mortgage originations in Saint Clair, MO, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Saint Clair, MO. Investor activity is low, as 7.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 7.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Saint Clair, MO
Saint Clair, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 5.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | N/A | N/A | $1,280 |
| 3 Bedroom | N/A | N/A | $1,650 |
| 4 Bedroom | N/A | N/A | $1,900 |
Affordability — Saint Clair, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $224,000 |
| Median Household Income | $53,600 |