Pacific, MO—63069
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pacific, MO
As of Oct '25, the median home price in Pacific, MO is $292,000, with a year-over-year change of 2.1%. This indicates that home prices in Pacific, MO are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $292,000 | 2.1% |
| Single Family | $300,000 | 2.0% |
| Condos | $108,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $129,000 | -0.8% |
2 Bed | $179,000 | 5.3% |
3 Bed | $279,000 | 2.6% |
4 Bed | $419,000 | 1.5% |
| 5 Bed | $615,000 | 2.7% |
% of Housing Stock
Rental Trends — Pacific, MO
As of July '25, Rentcast reports the average rent in Pacific, MO is $1,220, with a year-over-year rent change of 40.2%. Per bedroom, the median rent as of July '25 in Pacific, MO is 1-bedrooms: $795, 2-bedrooms: $1,080, 3-bedrooms: $2,000. The most common rental property sizes in Pacific, MO are 2-bedroom and 3-bedroom, accounting for 68.3% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $795 | $795 |
| 2 Bed Rent | $1,050 | $1,080 |
| 3 Bed Rent | $1,500 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pacific, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Pacific, MO is 73. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | 8.0% |
Listing Count | 52 | -4.0% |
| Listings as % of Homes | 1.2% | -4.0% |
Days on Market | 73 | 5.0% |
Demographics — Pacific, MO
As of the latest ACS Survey released in 2023, Pacific, MO has a population of 14,800, which has decreased by -3.2% over the past 5 years. Pacific, MO is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 30.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,800 | -3.2% |
% Under 18 | 16.9% | -23.9% |
% Seniors | 19.5% | 36.4% |
% WFH | 13.3% | 189.1% |
% w/ College Degree | 30.1% | 12.7% |
As of the latest ACS Survey released in 2023, Pacific, MO is a predominantly white area, with 84.3% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Pacific, MO is black, making up 3.8% of the population. Foreign-born residents account for 1.6% of the population in Pacific, MO, and this percentage has increased by 45.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | -5.2% |
% Black | 3.8% | -5.0% |
% Hispanic | 1.5% | -44.4% |
% Asian | 1.0% | 100.0% |
% Foreign Born | 1.6% | 45.5% |
Mortgage and Risk — Pacific, MO
According to HUD data as of 2023, there were 236 mortgage originations in Pacific, MO, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Pacific, MO. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 236 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Pacific, MO
Pacific, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 51 |
Total Units Section 8 | 51 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $85 | $795 | $880 |
| 2 Bedroom | $40 | $1,050 | $1,090 |
| 3 Bedroom | -$90 | $1,500 | $1,410 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Pacific, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $292,000 |
| Median Household Income | $74,100 |