Washington, MO—63090
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Washington, MO
As of Oct '25, the median home price in Washington, MO is $299,000, with a year-over-year change of 3.4%. This indicates that home prices in Washington, MO are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $299,000 | 3.4% |
| Single Family | $311,000 | 3.3% |
| Condos | $180,000 | 2.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $170,000 | 1.2% |
2 Bed | $209,000 | 3.5% |
3 Bed | $310,000 | 3.7% |
4 Bed | $391,000 | 3.4% |
| 5 Bed | $500,000 | 5.0% |
% of Housing Stock
Rental Trends — Washington, MO
As of July '25, Rentcast reports the average rent in Washington, MO is $1,200, with a year-over-year rent change of -6.2%. Per bedroom, the median rent as of July '25 in Washington, MO is 1-bedrooms: $1,020, 2-bedrooms: $1,110, 3-bedrooms: $1,450, 4-bedrooms: $2,080. The most common rental property sizes in Washington, MO are 2-bedroom and 1-bedroom, accounting for 52.0% and 22.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $975 | $1,020 |
| 2 Bed Rent | $1,050 | $1,110 |
| 3 Bed Rent | $1,350 | $1,450 |
| 4 Bed Rent | $2,080 | $2,080 |
% of Rental Stock
Property Listings — Washington, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Washington, MO is 57. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $385,000 | 7.0% |
Listing Count | 154 | 19.0% |
| Listings as % of Homes | 0.9% | 19.0% |
Days on Market | 57 | 1.0% |
Demographics — Washington, MO
As of the latest ACS Survey released in 2023, Washington, MO has a population of 22,500, which has remained stable by 0.7% over the past 5 years. Washington, MO is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,500 | 0.7% |
% Under 18 | 21.8% | -6.8% |
% Seniors | 19.8% | 13.8% |
% WFH | 12.3% | 207.5% |
% w/ College Degree | 33.4% | 14.4% |
As of the latest ACS Survey released in 2023, Washington, MO is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Washington, MO is hispanic, making up 1.4% of the population. Foreign-born residents account for 0.8% of the population in Washington, MO, and this percentage has decreased by 73.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -2.0% |
% Black | 0.3% | 200.0% |
% Hispanic | 1.4% | 27.3% |
% Asian | 0.3% | -82.4% |
% Foreign Born | 0.8% | -73.3% |
Mortgage and Risk — Washington, MO
According to HUD data as of 2023, there were 453 mortgage originations in Washington, MO, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Washington, MO. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 453 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Washington, MO
As of 2024, the percent of homes in Washington, MO under the Section 8 program is 2.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Washington, MO, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 52 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$95 | $975 | $880 |
| 2 Bedroom | $40 | $1,050 | $1,090 |
| 3 Bedroom | $60 | $1,350 | $1,410 |
| 4 Bedroom | -$440 | $2,080 | $1,640 |
Affordability — Washington, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $299,000 |
| Median Household Income | $84,000 |