University City, MO—63130
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — University City, MO
As of Oct '25, the median home price in University City, MO is $272,000, with a year-over-year change of 0.1%. This indicates that home prices in University City, MO are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $272,000 | 0.1% |
| Single Family | $272,000 | 0.4% |
| Condos | $272,000 | -0.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $105,000 | -0.9% |
2 Bed | $134,000 | -1.5% |
3 Bed | $286,000 | 0.7% |
4 Bed | $590,000 | 3.5% |
| 5 Bed | $809,000 | 3.1% |
% of Housing Stock
Rental Trends — University City, MO
As of July '25, Rentcast reports the average rent in University City, MO is $1,650, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in University City, MO is studios: $2,360, 1-bedrooms: $1,100, 2-bedrooms: $1,440, 3-bedrooms: $1,880, 4-bedrooms: $2,120. The most common rental property sizes in University City, MO are 2-bedroom and 3-bedroom, accounting for 47.2% and 22.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,580 | $1,650 |
| Studio Rent | $1,000 | $2,360 |
| 1 Bed Rent | $1,150 | $1,100 |
| 2 Bed Rent | $1,400 | $1,440 |
| 3 Bed Rent | $1,800 | $1,880 |
| 4 Bed Rent | $1,750 | $2,120 |
% of Rental Stock
Property Listings — University City, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in University City, MO is 45. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $220,000 | -5.0% |
Listing Count | 100 | 1.0% |
| Listings as % of Homes | 0.5% | 1.0% |
Days on Market | 45 | 18.0% |
Demographics — University City, MO
As of the latest ACS Survey released in 2023, University City, MO has a population of 29,100, which has remained stable by 0.6% over the past 5 years. University City, MO is a moderately popular place for families, as children make up 16.8% of the population. The area has a highly educated workforce, with 63.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,100 | 0.6% |
% Under 18 | 16.8% | -5.6% |
% Seniors | 16.8% | 20.9% |
% WFH | 18.1% | 331.0% |
% w/ College Degree | 63.6% | 5.3% |
As of the latest ACS Survey released in 2023, University City, MO is a predominantly white area, with 53.8% of the population identifying as white. The white population has grown by 3.7% in the last 5 years. The second most common race or ethnicity in University City, MO is black, making up 31.2% of the population. Foreign-born residents account for 11.3% of the population in University City, MO, and this percentage has increased by 52.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.8% | 3.7% |
% Black | 31.2% | -14.8% |
% Hispanic | 3.7% | 8.8% |
% Asian | 6.4% | 33.3% |
% Foreign Born | 11.3% | 52.7% |
Mortgage and Risk — University City, MO
According to HUD data as of 2023, there were 511 mortgage originations in University City, MO, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in University City, MO. Investor activity is low, as 5.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 511 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — University City, MO
As of 2024, the percent of homes in University City, MO under the Section 8 program is 9.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in University City, MO, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 521 |
Total Units Section 8 | 485 |
% Rentals under Section 8 | 9.6% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,150 | $1,110 |
| 2 Bedroom | -$30 | $1,400 | $1,370 |
| 3 Bedroom | -$30 | $1,800 | $1,770 |
| 4 Bedroom | $290 | $1,750 | $2,040 |
Affordability — University City, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $272,000 |
| Median Household Income | $81,100 |