Defiance, MO—63341
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Defiance, MO
As of Oct '25, the median home price in Defiance, MO is $616,000, with a year-over-year change of 2.1%. This indicates that home prices in Defiance, MO are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $616,000 | 2.1% |
| Single Family | $617,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $428,000 | 2.1% |
3 Bed | $554,000 | 2.6% |
4 Bed | $683,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Defiance, MO
Defiance, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Defiance, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Defiance, MO is 94. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $775,000 | 1.0% |
Listing Count | 19 | 27.0% |
| Listings as % of Homes | 1.3% | 27.0% |
Days on Market | 94 | 55.0% |
Demographics — Defiance, MO
As of the latest ACS Survey released in 2023, Defiance, MO has a population of 3,550, which has decreased by -3.0% over the past 5 years. Defiance, MO is a moderately popular place for families, as children make up 22.4% of the population. The area has a highly educated workforce, with 53.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,550 | -3.0% |
% Under 18 | 22.4% | 23.8% |
% Seniors | 15.6% | -6.0% |
% WFH | 21.0% | 156.1% |
% w/ College Degree | 53.9% | 51.4% |
As of the latest ACS Survey released in 2023, Defiance, MO is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 7.3% in the last 5 years. The second most common race or ethnicity in Defiance, MO is hispanic, making up 2.4% of the population. Foreign-born residents account for 1.3% of the population in Defiance, MO, and this percentage has increased by 85.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | -7.3% |
% Black | 0.3% | -40.0% |
% Hispanic | 2.4% | 200.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.3% | 85.7% |
Mortgage and Risk — Defiance, MO
According to HUD data as of 2023, there were 108 mortgage originations in Defiance, MO, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Defiance, MO. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 108 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Defiance, MO
Defiance, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,130 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | N/A | N/A | $1,800 |
| 4 Bedroom | N/A | N/A | $2,070 |
Affordability — Defiance, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $616,000 |
| Median Household Income | $178,000 |