Sugar Creek, MO—64054
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sugar Creek, MO
As of Oct '25, the median home price in Sugar Creek, MO is $154,000, with a year-over-year change of 2.9%. This indicates that home prices in Sugar Creek, MO are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $154,000 | 2.9% |
| Single Family | $154,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $129,000 | 3.2% |
3 Bed | $175,000 | 2.9% |
4 Bed | $213,000 | 2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sugar Creek, MO
As of July '25, Rentcast reports the average rent in Sugar Creek, MO is $1,150, with a year-over-year rent change of -4.2%. Per bedroom, the median rent as of July '25 in Sugar Creek, MO is 2-bedrooms: $1,070, 3-bedrooms: $1,340. The most common rental property sizes in Sugar Creek, MO are 2-bedroom and 3-bedroom, accounting for 44.4% and 29.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,000 | $1,070 |
| 3 Bed Rent | $1,350 | $1,340 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sugar Creek, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Sugar Creek, MO is 58. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $174,000 | 2.0% |
Listing Count | 20 | 28.0% |
| Listings as % of Homes | 0.7% | 28.0% |
Days on Market | 58 | 9.0% |
Demographics — Sugar Creek, MO
As of the latest ACS Survey released in 2023, Sugar Creek, MO has a population of 3,110, which has decreased by -10.2% over the past 5 years. Sugar Creek, MO is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,110 | -10.2% |
% Under 18 | 19.6% | -18.0% |
% Seniors | 17.3% | 53.1% |
% WFH | 4.9% | 81.5% |
% w/ College Degree | 21.8% | 87.9% |
As of the latest ACS Survey released in 2023, Sugar Creek, MO is a predominantly white area, with 80.3% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Sugar Creek, MO is hispanic, making up 8.3% of the population. Foreign-born residents account for 2.5% of the population in Sugar Creek, MO, and this percentage has decreased by 52.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.3% | -0.2% |
% Black | 3.7% | 0.0% |
% Hispanic | 8.3% | -19.4% |
% Asian | 1.0% | -16.7% |
% Foreign Born | 2.5% | -52.8% |
Mortgage and Risk — Sugar Creek, MO
According to HUD data as of 2023, there were 81 mortgage originations in Sugar Creek, MO, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Sugar Creek, MO. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Sugar Creek, MO
Sugar Creek, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 33 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,080 |
| 2 Bedroom | $230 | $1,000 | $1,230 |
| 3 Bedroom | $250 | $1,350 | $1,600 |
| 4 Bedroom | N/A | N/A | $1,900 |
Affordability — Sugar Creek, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $154,000 |
| Median Household Income | $47,600 |