Shoal Creek, Kansas City, MO—64157
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Shoal Creek, Kansas City, MO
As of Oct '25, the median home price in Shoal Creek, Kansas City, MO is $415,000, with a year-over-year change of 0.5%. This indicates that home prices in Shoal Creek, Kansas City, MO are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $415,000 | 0.5% |
| Single Family | $416,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $323,000 | 3.9% |
3 Bed | $333,000 | 1.8% |
4 Bed | $472,000 | 1.5% |
| 5 Bed | $590,000 | 1.2% |
% of Housing Stock
Rental Trends — Shoal Creek, Kansas City, MO
As of July '25, Rentcast reports the average rent in Shoal Creek, Kansas City, MO is $2,050, with a year-over-year rent change of 6.2%. Per bedroom, the median rent as of July '25 in Shoal Creek, Kansas City, MO is 2-bedrooms: $1,650, 3-bedrooms: $1,950, 4-bedrooms: $2,550. The most common rental property sizes in Shoal Creek, Kansas City, MO are 3-bedroom and 4-bedroom, accounting for 32.0% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,180 | $2,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | $2,100 | $1,950 |
| 4 Bed Rent | $2,640 | $2,550 |
% of Rental Stock
Property Listings — Shoal Creek, Kansas City, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Shoal Creek, Kansas City, MO is 66. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $525,000 | 3.0% |
Listing Count | 127 | -12.0% |
| Listings as % of Homes | 1.9% | -12.0% |
Days on Market | 66 | 2.0% |
Demographics — Shoal Creek, Kansas City, MO
As of the latest ACS Survey released in 2023, Shoal Creek, Kansas City, MO has a population of 22,400, which has increased by 12.6% over the past 5 years. Shoal Creek, Kansas City, MO is a popular place for families, as children make up 30.8% of the population. The area has a highly educated workforce, with 51.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,400 | 12.6% |
% Under 18 | 30.8% | -14.7% |
% Seniors | 9.7% | 49.2% |
% WFH | 19.0% | 106.5% |
% w/ College Degree | 51.8% | -0.4% |
As of the latest ACS Survey released in 2023, Shoal Creek, Kansas City, MO is a predominantly white area, with 81.8% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Shoal Creek, Kansas City, MO is asian, making up 6.8% of the population. Foreign-born residents account for 6.0% of the population in Shoal Creek, Kansas City, MO, and this percentage has increased by 53.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.8% | -1.1% |
% Black | 2.9% | -31.0% |
% Hispanic | 4.8% | -17.2% |
% Asian | 6.8% | 223.8% |
% Foreign Born | 6.0% | 53.8% |
Mortgage and Risk — Shoal Creek, Kansas City, MO
According to HUD data as of 2023, there were 722 mortgage originations in Shoal Creek, Kansas City, MO, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Shoal Creek, Kansas City, MO. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 722 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Shoal Creek, Kansas City, MO
Shoal Creek, Kansas City, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,780 |
| 2 Bedroom | $370 | $1,650 | $2,020 |
| 3 Bedroom | $540 | $2,100 | $2,640 |
| 4 Bedroom | $480 | $2,640 | $3,120 |
Affordability — Shoal Creek, Kansas City, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $415,000 |
| Median Household Income | $138,000 |