Jefferson City, MO—65016

As of Aug '25, the median home price in Jefferson City, MO is $287,000, with a year-over-year change of 2.3%. This indicates that home prices in Jefferson City, MO are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Jefferson City, MO is 60. This is an increase of 1800.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Jefferson City, MO in that year was 55. 82.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 66.0%. Of those, 22.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Jefferson City, MO. Investor activity in Jefferson City, MO is low, as 11.0% of all loans are originated by investors. In 2023, 7.0% of all loans were cash-out refinances, suggesting few homeowners are actively tapping their home's equity.