Tipton, MO—65081
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tipton, MO
As of Oct '25, the median home price in Tipton, MO is $188,000, with a year-over-year change of 5.5%. This indicates that home prices in Tipton, MO are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $188,000 | 5.5% |
| Single Family | $188,000 | 5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $190,000 | 5.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tipton, MO
Tipton, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $795 | $795 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $795 | $795 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tipton, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Tipton, MO is 42. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $192,000 | 38.0% |
Listing Count | 12 | 33.0% |
| Listings as % of Homes | 0.5% | 33.0% |
Days on Market | 42 | -20.0% |
Demographics — Tipton, MO
As of the latest ACS Survey released in 2023, Tipton, MO has a population of 4,380, which has increased by 3.7% over the past 5 years. Tipton, MO is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 12.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,380 | 3.7% |
% Under 18 | 24.7% | 32.1% |
% Seniors | 14.1% | -6.0% |
% WFH | 24.1% | 1,908.3% |
% w/ College Degree | 12.9% | 44.9% |
As of the latest ACS Survey released in 2023, Tipton, MO is a predominantly white area, with 89.5% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Tipton, MO is black, making up 7.2% of the population. Foreign-born residents account for 1.5% of the population in Tipton, MO, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.5% | 1.2% |
% Black | 7.2% | -22.6% |
% Hispanic | 2.4% | 60.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 1.5% | 66.7% |
Mortgage and Risk — Tipton, MO
According to HUD data as of 2023, there were 45 mortgage originations in Tipton, MO, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Tipton, MO. Investor activity is low, as 7.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 45 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Tipton, MO
Tipton, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $650 |
| 2 Bedroom | $45 | $795 | $840 |
| 3 Bedroom | N/A | N/A | $1,130 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — Tipton, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $188,000 |
| Median Household Income | $54,700 |