Harrisburg, MO—65256
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harrisburg, MO
As of Oct '25, the median home price in Harrisburg, MO is $363,000, with a year-over-year change of 3.3%. This indicates that home prices in Harrisburg, MO are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $363,000 | 3.3% |
| Single Family | $363,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $299,000 | -2.0% |
3 Bed | $354,000 | 2.3% |
4 Bed | $469,000 | 0.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harrisburg, MO
Harrisburg, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harrisburg, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Harrisburg, MO is 90. This is a increase of 224.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 120.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $683,000 | 79.0% |
Listing Count | 10 | 357.0% |
| Listings as % of Homes | 0.2% | 357.0% |
Days on Market | 90 | 224.0% |
Demographics — Harrisburg, MO
As of the latest ACS Survey released in 2023, Harrisburg, MO has a population of 2,040, which has increased by 20.6% over the past 5 years. Harrisburg, MO is a moderately popular place for families, as children make up 17.8% of the population. The area has a moderately educated workforce, with 31.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,040 | 20.6% |
% Under 18 | 17.8% | -21.9% |
% Seniors | 21.1% | 56.3% |
% WFH | 9.9% | 130.2% |
% w/ College Degree | 31.4% | -16.0% |
As of the latest ACS Survey released in 2023, Harrisburg, MO is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Harrisburg, MO is hispanic, making up 1.4% of the population. Foreign-born residents account for 3.0% of the population in Harrisburg, MO, and this percentage has increased by 275.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.5% | -2.7% |
% Black | 0.6% | 20.0% |
% Hispanic | 1.4% | -39.1% |
% Asian | 0.1% | -90.0% |
% Foreign Born | 3.0% | 275.0% |
Mortgage and Risk — Harrisburg, MO
According to HUD data as of 2023, there were 95 mortgage originations in Harrisburg, MO, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Harrisburg, MO. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 95 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Harrisburg, MO
Harrisburg, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,490 |
Affordability — Harrisburg, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $363,000 |
| Median Household Income | $88,300 |