Rolla, MO—65401
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rolla, MO
As of Oct '25, the median home price in Rolla, MO is $226,000, with a year-over-year change of 3.0%. This indicates that home prices in Rolla, MO are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $226,000 | 3.1% |
| Single Family | $226,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $115,000 | 0.0% |
2 Bed | $143,000 | 7.5% |
3 Bed | $222,000 | 4.2% |
4 Bed | $303,000 | 2.7% |
| 5 Bed | $385,000 | 1.6% |
% of Housing Stock
Rental Trends — Rolla, MO
As of July '25, Rentcast reports the average rent in Rolla, MO is $1,140, with a year-over-year rent change of 53.6%. Per bedroom, the median rent as of July '25 in Rolla, MO is studios: $616, 1-bedrooms: $706, 2-bedrooms: $1,030, 3-bedrooms: $1,590, 4-bedrooms: $1,750. The most common rental property sizes in Rolla, MO are 2-bedroom and 1-bedroom, accounting for 45.7% and 24.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $995 | $1,140 |
| Studio Rent | $545 | $616 |
| 1 Bed Rent | $650 | $706 |
| 2 Bed Rent | $950 | $1,030 |
| 3 Bed Rent | $1,500 | $1,590 |
| 4 Bed Rent | $1,400 | $1,750 |
% of Rental Stock
Property Listings — Rolla, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Rolla, MO is 73. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | -3.0% |
Listing Count | 147 | 24.0% |
| Listings as % of Homes | 0.6% | 24.0% |
Days on Market | 73 | 25.0% |
Demographics — Rolla, MO
As of the latest ACS Survey released in 2023, Rolla, MO has a population of 32,500, which has decreased by -2.2% over the past 5 years. Rolla, MO is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 35.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,500 | -2.2% |
% Under 18 | 20.0% | -5.7% |
% Seniors | 15.2% | 6.3% |
% WFH | 6.8% | 126.7% |
% w/ College Degree | 35.7% | 8.8% |
As of the latest ACS Survey released in 2023, Rolla, MO is a predominantly white area, with 84.5% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Rolla, MO is asian, making up 4.4% of the population. Foreign-born residents account for 5.5% of the population in Rolla, MO, and this percentage has decreased by 25.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.5% | -3.3% |
% Black | 2.7% | -22.9% |
% Hispanic | 3.2% | 28.0% |
% Asian | 4.4% | -12.0% |
% Foreign Born | 5.5% | -25.7% |
Mortgage and Risk — Rolla, MO
According to HUD data as of 2023, there were 315 mortgage originations in Rolla, MO, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Rolla, MO. Investor activity is low, as 4.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 315 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Rolla, MO
Rolla, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 526 |
Total Units Section 8 | 376 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $40 | $650 | $690 |
| 2 Bedroom | -$60 | $950 | $890 |
| 3 Bedroom | -$330 | $1,500 | $1,170 |
| 4 Bedroom | -$220 | $1,400 | $1,180 |
Affordability — Rolla, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $226,000 |
| Median Household Income | $52,800 |