Arma, KS—66712
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Arma, KS
As of Oct '25, the median home price in Arma, KS is $115,000, with a year-over-year change of -3.8%. This indicates that home prices in Arma, KS are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $115,000 | -3.8% |
| Single Family | $115,000 | -6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $76,000 | -10.6% |
3 Bed | $151,000 | -1.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Arma, KS
Arma, KS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Arma, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Arma, KS is 30. This is a decrease of -50.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $111,000 | 20.0% |
Listing Count | 12 | -3.0% |
| Listings as % of Homes | 1.2% | -3.0% |
Days on Market | 30 | -50.0% |
Demographics — Arma, KS
As of the latest ACS Survey released in 2023, Arma, KS has a population of 1,470, which has decreased by -14.6% over the past 5 years. Arma, KS is a less popular place for families, as children make up 10.3% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,470 | -14.6% |
% Under 18 | 10.3% | -43.4% |
% Seniors | 28.9% | 43.1% |
% WFH | 6.7% | 86.1% |
% w/ College Degree | 22.3% | -15.5% |
As of the latest ACS Survey released in 2023, Arma, KS is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Arma, KS is hispanic, making up 2.9% of the population. Foreign-born residents account for 0.5% of the population in Arma, KS, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.6% | -2.5% |
% Black | 1.2% | ∞% |
% Hispanic | 2.9% | 3.6% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.5% | 66.7% |
Mortgage and Risk — Arma, KS
According to HUD data as of 2023, there were 70 mortgage originations in Arma, KS, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Arma, KS. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 70 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Arma, KS
Arma, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Arma, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $115,000 |
| Median Household Income | $49,100 |