Cottonwood Falls, KS—66845
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cottonwood Falls, KS
As of Oct '25, the median home price in Cottonwood Falls, KS is $124,000, with a year-over-year change of 2.4%. This indicates that home prices in Cottonwood Falls, KS are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $124,000 | 2.4% |
| Single Family | $124,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $91,000 | 2.2% |
3 Bed | $160,000 | 2.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cottonwood Falls, KS
Cottonwood Falls, KS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cottonwood Falls, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Cottonwood Falls, KS is 153. This is a increase of 319.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $184,000 | 29.0% |
Listing Count | 5 | 200.0% |
| Listings as % of Homes | 0.3% | 200.0% |
Days on Market | 153 | 319.0% |
Demographics — Cottonwood Falls, KS
As of the latest ACS Survey released in 2023, Cottonwood Falls, KS has a population of 1,140, which has decreased by -4.9% over the past 5 years. Cottonwood Falls, KS is a moderately popular place for families, as children make up 18.1% of the population. The area has a poorly educated workforce, with 24.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,140 | -4.9% |
% Under 18 | 18.1% | -22.0% |
% Seniors | 21.0% | -11.8% |
% WFH | 10.1% | -36.5% |
% w/ College Degree | 24.9% | -2.4% |
As of the latest ACS Survey released in 2023, Cottonwood Falls, KS is a predominantly white area, with 84.9% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Cottonwood Falls, KS is hispanic, making up 7.0% of the population. Foreign-born residents account for 4.9% of the population in Cottonwood Falls, KS, and this percentage has increased by 2350.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.9% | -9.1% |
% Black | 2.8% | -12.5% |
% Hispanic | 7.0% | 105.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.9% | 2,350.0% |
Mortgage and Risk — Cottonwood Falls, KS
According to HUD data as of 2023, there were 27 mortgage originations in Cottonwood Falls, KS, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Cottonwood Falls, KS. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 7.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Cottonwood Falls, KS
Cottonwood Falls, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,090 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Cottonwood Falls, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $124,000 |
| Median Household Income | $49,900 |