Whitewater, KS—67154
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitewater, KS
As of Oct '25, the median home price in Whitewater, KS is $235,000, with a year-over-year change of 4.4%. This indicates that home prices in Whitewater, KS are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $235,000 | 4.4% |
| Single Family | $235,000 | 4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $145,000 | 4.3% |
3 Bed | $237,000 | 4.9% |
4 Bed | $300,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Whitewater, KS
Whitewater, KS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitewater, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitewater, KS is 61. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | -51.0% |
Listing Count | 3 | 38.0% |
| Listings as % of Homes | 0.8% | 38.0% |
Days on Market | 61 | 27.0% |
Demographics — Whitewater, KS
As of the latest ACS Survey released in 2023, Whitewater, KS has a population of 1,560, which has increased by 3.2% over the past 5 years. Whitewater, KS is a popular place for families, as children make up 26.1% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,560 | 3.2% |
% Under 18 | 26.1% | -22.1% |
% Seniors | 20.1% | 15.5% |
% WFH | 14.9% | 313.9% |
% w/ College Degree | 32.5% | -6.9% |
As of the latest ACS Survey released in 2023, Whitewater, KS is a predominantly white area, with 84.1% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Whitewater, KS is black, making up 8.1% of the population. Foreign-born residents account for 0.4% of the population in Whitewater, KS, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.1% | -9.5% |
% Black | 8.1% | 118.9% |
% Hispanic | 0.1% | -90.0% |
% Asian | 0.3% | 200.0% |
% Foreign Born | 0.4% | 300.0% |
Mortgage and Risk — Whitewater, KS
According to HUD data as of 2023, there were 61 mortgage originations in Whitewater, KS, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Whitewater, KS. Investor activity is low, as 7.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Whitewater, KS
Whitewater, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Whitewater, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $235,000 |
| Median Household Income | $63,500 |