Sterling, KS67579

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$159,000
1.8% YoY Growth
Median Household Income
$57,000
7.1% 5-Year Growth
Days on Market
106
148.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$600
4.8% YoY Growth
1-Bed Rent
$600
N/A
2-Bed Rent
$900
24.1% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Sterling, KS

As of Oct '25, Realtor.com reports that the median days on market for a home in Sterling, KS is 106. This is a increase of 148.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$199,00013.0%
Listing Count
11363.0%
Listings as % of Homes0.5%363.0%
Days on Market
106148.0%
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Demographics — Sterling, KS

As of the latest ACS Survey released in 2023, Sterling, KS has a population of 2,970, which has decreased by -12.1% over the past 5 years. Sterling, KS is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 36.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,970-12.1%
% Under 18
20.0%-5.7%
% Seniors
18.4%15.7%
% WFH
6.6%8.2%
% w/ College Degree
36.6%8.9%
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As of the latest ACS Survey released in 2023, Sterling, KS is a predominantly white area, with 84.9% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Sterling, KS is hispanic, making up 5.9% of the population. Foreign-born residents account for 2.2% of the population in Sterling, KS, and this percentage has decreased by 26.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.9%-3.3%
% Black
3.4%17.2%
% Hispanic
5.9%1.7%
% Asian
0.2%-83.3%
% Foreign Born
2.2%-26.7%
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Mortgage and Risk — Sterling, KS

According to HUD data as of 2023, there were 18 mortgage originations in Sterling, KS, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Sterling, KS. Investor activity is low, as 6.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
18
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Sterling, KS

Sterling, KS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
48
Total Units Section 8
2
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$600$670
2 Bedroom-$20$900$880
3 BedroomN/AN/A$1,210
4 BedroomN/AN/A$1,250

Affordability — Sterling, KS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$159,000
Median Household Income$57,000

Sterling, KS — ZIP Code Boundary Map

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Frequently Asked Questions