Waterloo, NE 68069 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Waterloo, NE—68069

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$433,000

0.3% YoY Growth

Household Income

$113,000

41.2% YoY Growth

Days on Market

15.0% Shorter YoY

Home Price Forecast

1.9%

Median Rent

$2,100

112.6% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,250

N/A

3-Bed Rent

$1,450

N/A

Home Price Trends — Waterloo, NE

As of Nov '25, the median home price in Waterloo, NE is $433,000, with a year-over-year change of -0.3%. This indicates that home prices in Waterloo, NE are flat. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$433,000	-0.3%
Single Family	$434,000	0.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Waterloo, NE

As of July '25, Rentcast reports the average rent in Waterloo, NE is $2,020, with a year-over-year rent change of 112.6%. Per bedroom, the median rent as of July '25 in Waterloo, NE is 2-bedrooms: $1,250, 3-bedrooms: $1,780, 4-bedrooms: $2,640. The most common rental property sizes in Waterloo, NE are 2-bedroom and 4-bedroom, accounting for 37.5% and 34.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,100	$2,020
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,250	$1,250
3 Bed Rent	$1,450	$1,780
4 Bed Rent	$2,620	$2,640

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% of Rental Stock

1 Bedroom

3.4%

2 Bedrooms

37.5%

3 Bedrooms

22.7%

4 Bedrooms

34.7%

5+ Bedrooms

1.7%

Property Listings — Waterloo, NE

As of Nov '25, Realtor.com reports that the median days on market for a home in Waterloo, NE is 36. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$725,000	17.0%
Listing Count	9	27.0%
Listings as % of Homes	0.7%	27.0%
Days on Market	36	-15.0%

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Demographics — Waterloo, NE

As of the latest ACS Survey released in 2023, Waterloo, NE has a population of 3,100, which has increased by 9.4% over the past 5 years. Waterloo, NE is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 43.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,100	9.4%
% Under 18	17.7%	-25.0%
% Seniors	30.1%	66.3%
% WFH	13.6%	56.3%
% w/ College Degree	43.4%	24.4%

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As of the latest ACS Survey released in 2023, Waterloo, NE is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Waterloo, NE is hispanic, making up 2.2% of the population. Foreign-born residents account for 2.3% of the population in Waterloo, NE, and this percentage has increased by 15.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	92.4%	-1.5%
% Black	1.1%	∞%
% Hispanic	2.2%	-29.0%
% Asian	0.0%	-100.0%
% Foreign Born	2.3%	15.0%

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Mortgage and Risk — Waterloo, NE

According to HUD data as of 2023, there were 64 mortgage originations in Waterloo, NE, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Waterloo, NE. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	64
% Conventional Loans	89.0%
% Government Loans	11.0%
% Investor Loans	5.0%
% Second Loans	3.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Waterloo, NE

Waterloo, NE lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	16
Total Units Section 8	15
% Rentals under Section 8	8.5%
% Occupied Section 8	77.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,110
2 Bedroom	$80	$1,250	$1,330
3 Bedroom	$320	$1,450	$1,770
4 Bedroom	-$650	$2,620	$1,970

Waterloo, NE—68069

Key Metrics at a Glance

Home Price Trends — Waterloo, NE

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Waterloo, NE

% of Rental Stock

Property Listings — Waterloo, NE

Demographics — Waterloo, NE

Race and Ethnicity

Mortgage and Risk — Waterloo, NE

Mortgages

Rentals and Section 8 — Waterloo, NE

Section 8 Market Size

Section 8 Opportunity

Affordability — Waterloo, NE

Home Price to Income Ratio

Waterloo, NE — ZIP Code Boundary Map

Nearby ZIP Codes

Omaha, NE

Yutan, NE

Valley, NE

Omaha, NE

Omaha, NE

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.6
Median Home Price	$433,000
Median Household Income	$113,000

Waterloo, NE—68069

Key Metrics at a Glance

Home Price Trends — Waterloo, NE

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Waterloo, NE

% of Rental Stock

Property Listings — Waterloo, NE

Demographics — Waterloo, NE

Race and Ethnicity

Mortgage and Risk — Waterloo, NE

Mortgages

Rentals and Section 8 — Waterloo, NE

Section 8 Market Size

Section 8 Opportunity

Affordability — Waterloo, NE

Home Price to Income Ratio

Waterloo, NE — ZIP Code Boundary Map

Nearby ZIP Codes

Omaha, NE

Yutan, NE

Valley, NE

Omaha, NE

Omaha, NE

Frequently Asked Questions

What is the average home price in Waterloo, NE 68069?

How have home prices in Waterloo, NE 68069 changed over the past year?

What is the home price projection for Waterloo, NE 68069?

What are the demographics of Waterloo, NE 68069?

How long does it take homes to sell in Waterloo, NE 68069?

What is the average rent price in Waterloo, NE 68069?