Seward, NE—68434
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Seward, NE
Home Price Trends — Seward, NE
As of Oct '25, the median home price in Seward, NE is $296,000, with a year-over-year change of 4.8%. This indicates that home prices in Seward, NE are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $296,000 | 4.8% |
| Single Family | $296,000 | 5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $215,000 | 7.5% |
3 Bed | $286,000 | 5.5% |
4 Bed | $348,000 | 3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Seward, NE
As of July '25, Rentcast reports the average rent in Seward, NE is $1,020, with a year-over-year rent change of 4.9%. Per bedroom, the median rent as of July '25 in Seward, NE is 1-bedrooms: $805, 2-bedrooms: $1,060. The most common rental property sizes in Seward, NE are 2-bedroom and 3-bedroom, accounting for 42.3% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $805 | $805 |
| 2 Bed Rent | $950 | $1,060 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Seward, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Seward, NE is 31. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $299,000 | 6.0% |
Listing Count | 30 | -1.0% |
| Listings as % of Homes | 0.5% | -1.0% |
Days on Market | 31 | -17.0% |
Demographics — Seward, NE
As of the latest ACS Survey released in 2023, Seward, NE has a population of 9,030, which has increased by 6.2% over the past 5 years. Seward, NE is a moderately popular place for families, as children make up 23.3% of the population. The area has a moderately educated workforce, with 37.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,030 | 6.2% |
% Under 18 | 23.3% | 9.4% |
% Seniors | 18.4% | 7.6% |
% WFH | 5.7% | 9.6% |
% w/ College Degree | 37.3% | 2.8% |
As of the latest ACS Survey released in 2023, Seward, NE is a predominantly white area, with 93.8% of the population identifying as white. The white population has grown by 0.5% in the last 5 years. The second most common race or ethnicity in Seward, NE is hispanic, making up 3.8% of the population. Foreign-born residents account for 0.8% of the population in Seward, NE, and this percentage has decreased by 63.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | 0.5% |
% Black | 0.5% | -16.7% |
% Hispanic | 3.8% | 5.6% |
% Asian | 0.6% | -14.3% |
% Foreign Born | 0.8% | -63.6% |
Mortgage and Risk — Seward, NE
According to HUD data as of 2023, there were 201 mortgage originations in Seward, NE, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Seward, NE. Investor activity is low, as 5.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 201 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Seward, NE
Seward, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 49 |
Total Units Section 8 | 49 |
% Rentals under Section 8 | 5.1% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$85 | $805 | $720 |
| 2 Bedroom | $0 | $950 | $950 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,490 |
Affordability — Seward, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $296,000 |
| Median Household Income | $78,100 |