Harrisburg, NE—69345
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harrisburg, NE
As of Oct '25, the median home price in Harrisburg, NE is $380,000, with a year-over-year change of 7.9%. This indicates that home prices in Harrisburg, NE are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $380,000 | 7.9% |
| Single Family | $380,000 | 6.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harrisburg, NE
Harrisburg, NE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harrisburg, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Harrisburg, NE is 152. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $395,000 | 10.0% |
Listing Count | 3 | -7.0% |
| Listings as % of Homes | 0.8% | -7.0% |
Days on Market | 152 | 9.0% |
Demographics — Harrisburg, NE
As of the latest ACS Survey released in 2023, Harrisburg, NE has a population of 448, which has increased by 1.6% over the past 5 years. Harrisburg, NE is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 448 | 1.6% |
% Under 18 | 20.8% | -17.5% |
% Seniors | 24.6% | 61.8% |
% WFH | 14.4% | -38.5% |
% w/ College Degree | 34.3% | 55.9% |
As of the latest ACS Survey released in 2023, Harrisburg, NE is a predominantly white area, with 89.7% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Harrisburg, NE is hispanic, making up 6.0% of the population. Foreign-born residents account for 8.7% of the population in Harrisburg, NE, and this percentage has increased by 1142.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.7% | -3.5% |
% Black | 0.0% | N/A |
% Hispanic | 6.0% | 20.0% |
% Asian | 1.6% | ∞% |
% Foreign Born | 8.7% | 1,142.9% |
Mortgage and Risk — Harrisburg, NE
According to HUD data as of 2023, there were 4 mortgage originations in Harrisburg, NE, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 93.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Harrisburg, NE. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 4 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Harrisburg, NE
Harrisburg, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Harrisburg, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $380,000 |
| Median Household Income | $75,900 |