Siloam Springs, AR—72761
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Siloam Springs, AR
As of Oct '25, the median home price in Siloam Springs, AR is $275,000, with a year-over-year change of 1.7%. This indicates that home prices in Siloam Springs, AR are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $275,000 | 1.7% |
| Single Family | $275,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $186,000 | -0.5% |
3 Bed | $253,000 | 2.4% |
4 Bed | $324,000 | 2.2% |
| 5 Bed | $511,000 | 4.5% |
% of Housing Stock
Rental Trends — Siloam Springs, AR
As of July '25, Rentcast reports the average rent in Siloam Springs, AR is $1,340, with a year-over-year rent change of -2.2%. Per bedroom, the median rent as of July '25 in Siloam Springs, AR is studios: $450, 1-bedrooms: $861, 2-bedrooms: $1,180, 3-bedrooms: $1,420, 4-bedrooms: $1,860. The most common rental property sizes in Siloam Springs, AR are 2-bedroom and 3-bedroom, accounting for 42.9% and 36.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,320 | $1,340 |
| Studio Rent | $450 | $450 |
| 1 Bed Rent | $900 | $861 |
| 2 Bed Rent | $1,150 | $1,180 |
| 3 Bed Rent | $1,350 | $1,420 |
| 4 Bed Rent | $1,800 | $1,860 |
% of Rental Stock
Property Listings — Siloam Springs, AR
As of Oct '25, Realtor.com reports that the median days on market for a home in Siloam Springs, AR is 68. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $344,000 | 13.0% |
Listing Count | 184 | 4.0% |
| Listings as % of Homes | 1.3% | 4.0% |
Days on Market | 68 | 35.0% |
Demographics — Siloam Springs, AR
As of the latest ACS Survey released in 2023, Siloam Springs, AR has a population of 23,700, which has increased by 6.1% over the past 5 years. Siloam Springs, AR is a moderately popular place for families, as children make up 25.0% of the population. The area has a moderately educated workforce, with 28.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,700 | 6.1% |
% Under 18 | 25.0% | -9.1% |
% Seniors | 13.6% | 6.2% |
% WFH | 8.0% | 86.0% |
% w/ College Degree | 28.9% | 11.6% |
As of the latest ACS Survey released in 2023, Siloam Springs, AR is a predominantly white area, with 57.8% of the population identifying as white. The white population has shrunk by 9.4% in the last 5 years. The second most common race or ethnicity in Siloam Springs, AR is hispanic, making up 19.1% of the population. Foreign-born residents account for 10.7% of the population in Siloam Springs, AR, and this percentage has increased by 3.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.8% | -9.4% |
% Black | 0.9% | -47.1% |
% Hispanic | 19.1% | -12.8% |
% Asian | 2.6% | 23.8% |
% Foreign Born | 10.7% | 3.9% |
Mortgage and Risk — Siloam Springs, AR
According to HUD data as of 2023, there were 478 mortgage originations in Siloam Springs, AR, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Siloam Springs, AR. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 478 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Siloam Springs, AR
As of 2024, the percent of homes in Siloam Springs, AR under the Section 8 program is 6.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Siloam Springs, AR, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 216 |
Total Units Section 8 | 188 |
% Rentals under Section 8 | 6.0% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $900 | $840 |
| 2 Bedroom | -$140 | $1,150 | $1,010 |
| 3 Bedroom | $80 | $1,350 | $1,430 |
| 4 Bedroom | -$130 | $1,800 | $1,670 |
Affordability — Siloam Springs, AR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $275,000 |
| Median Household Income | $69,600 |