Ramona, OK—74061
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ramona, OK
As of Oct '25, the median home price in Ramona, OK is $255,000, with a year-over-year change of 6.0%. This indicates that home prices in Ramona, OK are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $255,000 | 6.0% |
| Single Family | $254,000 | 7.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $249,000 | 6.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ramona, OK
Ramona, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ramona, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Ramona, OK is 103. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $449,000 | -2.0% |
Listing Count | 10 | 155.0% |
| Listings as % of Homes | 0.4% | 155.0% |
Days on Market | 103 | -11.0% |
Demographics — Ramona, OK
As of the latest ACS Survey released in 2023, Ramona, OK has a population of 2,380, which has increased by 17.5% over the past 5 years. Ramona, OK is a moderately popular place for families, as children make up 19.8% of the population. The area has a poorly educated workforce, with 24.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,380 | 17.5% |
% Under 18 | 19.8% | 2.1% |
% Seniors | 17.6% | -5.4% |
% WFH | 4.6% | -50.5% |
% w/ College Degree | 24.6% | 82.2% |
As of the latest ACS Survey released in 2023, Ramona, OK is a predominantly white area, with 64.3% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Ramona, OK is hispanic, making up 8.2% of the population. Foreign-born residents account for 2.0% of the population in Ramona, OK, and this percentage has increased by 1900.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.3% | -4.3% |
% Black | 0.3% | -87.5% |
% Hispanic | 8.2% | 583.3% |
% Asian | 0.7% | ∞% |
% Foreign Born | 2.0% | 1,900.0% |
Mortgage and Risk — Ramona, OK
According to HUD data as of 2023, there were 91 mortgage originations in Ramona, OK, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Ramona, OK. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 91 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ramona, OK
Ramona, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Ramona, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $255,000 |
| Median Household Income | $73,200 |