Miami, OK 74354 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Miami, OK—74354

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$121,000

6.2% YoY Growth

Household Income

$49,700

24.3% YoY Growth

Days on Market

5.0% Longer YoY

Home Price Forecast

1.3%

Median Rent

$900

9.5% YoY Growth

1-Bed Rent

$950

35.7% YoY Growth

2-Bed Rent

$875

11.0% YoY Growth

3-Bed Rent

$1,140

12.3% YoY Growth

Home Price Trends — Miami, OK

As of Dec '25, the median home price in Miami, OK is $121,000, with a year-over-year change of -6.2%. This indicates that home prices in Miami, OK are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$121,000	-6.2%
Single Family	$122,000	-5.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Miami, OK

As of July '25, Rentcast reports the average rent in Miami, OK is $941, with a year-over-year rent change of -9.5%. Per bedroom, the median rent as of July '25 in Miami, OK is 1-bedrooms: $950, 2-bedrooms: $888, 3-bedrooms: $1,140. The most common rental property sizes in Miami, OK are 3-bedroom and 2-bedroom, accounting for 38.2% and 33.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$900	$941
Studio Rent	N/A	N/A
1 Bed Rent	$950	$950
2 Bed Rent	$875	$888
3 Bed Rent	$1,140	$1,140
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

3.5%

1 Bedroom

19.3%

2 Bedrooms

33.4%

3 Bedrooms

38.2%

4 Bedrooms

5.2%

5+ Bedrooms

0.5%

Property Listings — Miami, OK

As of Dec '25, Realtor.com reports that the median days on market for a home in Miami, OK is 74. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$160,000	3.0%
Listing Count	105	3.0%
Listings as % of Homes	0.5%	3.0%
Days on Market	58	5.0%

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Demographics — Miami, OK

As of the latest ACS Survey released in 2023, Miami, OK has a population of 17,000, which has decreased by -5.3% over the past 5 years. Miami, OK is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 18.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	17,000	-5.3%
% Under 18	25.3%	3.7%
% Seniors	16.9%	-2.3%
% WFH	4.1%	173.3%
% w/ College Degree	18.4%	12.2%

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As of the latest ACS Survey released in 2023, Miami, OK is a predominantly white area, with 62.7% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Miami, OK is hispanic, making up 5.2% of the population. Foreign-born residents account for 2.5% of the population in Miami, OK, and this percentage has decreased by 7.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	62.7%	-3.1%
% Black	1.6%	-5.9%
% Hispanic	5.2%	-5.5%
% Asian	0.8%	0.0%
% Foreign Born	2.5%	-7.4%

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Mortgage and Risk — Miami, OK

According to HUD data as of 2023, there were 160 mortgage originations in Miami, OK, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 58.0% above 90% LTV (very high). This implies large mortgage risk in Miami, OK. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	160
% Conventional Loans	51.0%
% Government Loans	49.0%
% Investor Loans	4.0%
% Second Loans	1.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Miami, OK

Miami, OK lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	518
Total Units Section 8	465
% Rentals under Section 8	N/A
% Occupied Section 8	58.7%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$210	$950	$740
2 Bedroom	$95	$875	$970
3 Bedroom	$80	$1,140	$1,220
4 Bedroom	N/A	N/A	$1,310

Miami, OK—74354

Key Metrics at a Glance

Home Price Trends — Miami, OK

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Miami, OK

% of Rental Stock

Property Listings — Miami, OK

Demographics — Miami, OK

Race and Ethnicity

Mortgage and Risk — Miami, OK

Mortgages

Rentals and Section 8 — Miami, OK

Section 8 Market Size

Section 8 Opportunity

Affordability — Miami, OK

Home Price to Income Ratio

Miami, OK — ZIP Code Boundary Map

Nearby ZIP Codes

North Miami

Commerce, OK

Fairland, OK

Five Mile, OK

Bluejacket, OK

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.4
Median Home Price	$121,000
Median Household Income	$49,700

Miami, OK—74354

Key Metrics at a Glance

Home Price Trends — Miami, OK

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Miami, OK

% of Rental Stock

Property Listings — Miami, OK

Demographics — Miami, OK

Race and Ethnicity

Mortgage and Risk — Miami, OK

Mortgages

Rentals and Section 8 — Miami, OK

Section 8 Market Size

Section 8 Opportunity

Affordability — Miami, OK

Home Price to Income Ratio

Miami, OK — ZIP Code Boundary Map

Nearby ZIP Codes

North Miami

Commerce, OK

Fairland, OK

Five Mile, OK

Bluejacket, OK

Frequently Asked Questions

What is the average home price in Miami, OK 74354?

How have home prices in Miami, OK 74354 changed over the past year?

What is the home price projection for Miami, OK 74354?

What are the demographics of Miami, OK 74354?

How long does it take homes to sell in Miami, OK 74354?

What is the average rent price in Miami, OK 74354?